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Welcome to this 3-bedroom, 2-bath condo at Bay Creek. This unit is located on the quiet side of the complex offering charming coastal vibes and peaceful marsh views of Big Bay Creek. From your private balcony, enjoy watching boats roll in from the ocean while taking in the sights and sounds of the Lowcountry. The open living and dining areas provide a comfortable space for everyday living and entertaining. The primary suite has it's own bath and two more spacious bedrooms share a second bath. Bay Creek Villas overlook the Edisto Marina in Edisto Beach, making this an ideal primary residence, second home, or income-producing investment. Short-term rentals are allowed, offering excellent flexibility for personal use and rental potential. During the summer months, the marina comes to life with live music, fishing tournaments, and seasonal festivals, creating a vibrant coastal atmosphere just steps from your door. Amenities include a swimming pool overlooking the marina and Big Bay Creek and a small fitness center. 3 bedrooms units rarely hit the market and this one is being offered fully furnished and ready to go! Don't miss your opportunity to make this one yours today!
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Our Executive Mortgage Banker:
$537,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $430,320 | $430,320 | $430,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,477 | $2,755 | $3,573 |
| Total Monthly Payment | $2,569 | $2,847 | $3,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.