40 Willow Drive, Saint Augustine Beach, FL, 32080 | $899,000

Welcome to 40 Willow! Built with concrete block construction and a brick exterior, this home delivers the kind of solid, low-maintenance living that makes coastal ownership feel easy, all just a short walk from the beach. Inside, the home features a traditional layout with defined rooms, generous sizes, and a comfortable flow. Solid crown molding runs throughout, adding character and detail, while three wood-burning fireplaces anchor each living space and create areas for people to gather naturally. The kitchen is designed for both daily life and entertaining, featuring 42-inch cabinetry, granite countertops, and travertine tile flooring. Travertine continues through the kitchen and main living areas, paired with hardwood floors in the formal dining room, the primary owner's suite, and the office, giving the home a warm and connected feel. Two owners suites add flexibility that is hard to find, making the home comfortable for guests or extended stays. Owners baths are spacious and well laid out, consistent with the scale and flow of the home. Just steps away is Ron Parker Park with basketball courts, tennis and pickleball courts, a playground, and a dog park. A short bike ride takes you to A1A Beach Boulevard for local restaurants, or to the St. Augustine Beach Pier to join the volleyball league or enjoy free live music on Wednesday evenings during the summer season. The additional lot in the back is also for sale either seperately or can be sold along with this one (MLS# 256864)

Features

  • Amenities: Beach Access
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 114 x 195
  • Style: Ranch,Traditional,Single Family Home
  • Year Built: 1969
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 4,046
  • Lot Size: 114 x 195
  • Est. Taxes: $6,680
  • Lot Desc: City
  • MLS#: 260284
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/260284/40willowdrive_saintaugustinebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

William Raveis Family of Services

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Claire MaestroniSales Associate

203.274.3674

Claire.Maestroni@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Willow Drive, Saint Augustine Beach, FL, 32080

$899,000

Claire Maestroni

Sales Associate

William Raveis Real Estate

Phone: 203.274.3674

Claire.Maestroni@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.086% 5.972%
Monthly Tax Payment $557 $557 $557
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,084 $4,312 $5,972
Total Monthly Payment $4,733 $4,961 $6,621

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.