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Presented by
Isabelle Monnexant |
Cypress Village of Sugarmill Woods is one of, if not the, premier neighborhoods in all of Homosassa. Deep greenbelts (conservation areas behind each home) with an abundance of native flora provide privacy for each home. As the community self-describes, "No other development in Florida has a natural environment of the size and sylvan beauty of Sugarmill Woods. " Along with being one of the most beautiful neighborhoods within Citrus County, Sugarmill Woods can also be described as one of the safest. The Sugarmill Woods Crime Watch is very active in the community, logging over 2, 000 man-hours in 2025. Couple this amazing neighborhood with a home like the one at 8 Fig Ct E, and what you will quickly see is that there is value in this offering. If you're considering this listing profile, you likely need space for friends, family, or simply want to spread out. Whatever your need is, what you are looking at is one of the most budget-friendly 4-bedroom, 3-bathroom, 3-car-garage, pool homes on the open market. The home at 8 Fig Ct E offers just under 2, 500 square feet of living space, with ample storage, ethernet wired, fiber access, and a floor plan that provides options for its new owner. If you have spent any amount of time recently looking for homes, you know that a split floor plan home, with a living room, family room, and an office, is hard to come by for less than $500, 000. You may be thinking, well, if it's such a deal, surely there's something wrong or needed with the home, right? Wrong. This home had a total roof replacement completed in May of 2020 and an HVAC system changeout in November of 2021. These 2 items alone amount to over $20, 000 in improvements. Let's take a minute and jump back to the conversation about Sugarmill Woods. One of my favorite talking points about this area is the greenbelt. The greenbelt really sets this community off from others. The greenbelt has different depths throughout, but in no case is it less than 50' behind a home. The greenbelt behind this home is 270+/-. What does this mean for a new owner? You only pay taxes and maintain a quarter of an acre. But it feels like you live on, and own a much larger parcel. From the lanai of this home, no neighbors are in direct line of sight. From the backyard, all that can be seen is the backyard, screen cages, and porches of the neighboring yards. Kudos to the developers of the neighborhood for having the vision to create a community so perfect and beautifully private. You don't see that in todays overstuffed, super cramped, and jam-packed neighborhoods. Sugarmill Woods also offers convenient access to the local toll roads, area waterways, local shopping, dining, and more. Do yourself a favor and come visit this community and this home. I do not think you will be disappointed by either. Occasionally, homes and areas offer more than the "typical"- this is one of those times. *Please note: This description was written by a human who has experienced this home's unique character and lives within the Sugarmill Woods community. *
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,153 | $2,241 | $2,950 |
| Total Monthly Payment | $2,516 | $2,604 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.