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15 VILLAGE CIRCLE, #15, Palm Coast, FL, 32164 | $325,000
Luxury Golf Course Condo in Palm Coast, Florida – Maintenance-Free Living on an Arnold Palmer Designed Course
Escape the cold and step into Florida living at its finest with this beautiful condo located on a renowned Arnold Palmer–designed golf course in Palm Coast, Florida. Perfect for snowbirds and those ready to trade winter coats for sunshine, this maintenance-free villa offers comfort, style, and an unbeatable lifestyle.
Enter through an elegant iron gate into your private 340-square-foot cobblestone patio, enclosed by a charming stone privacy wall. It’s the perfect spot to enjoy morning coffee as the sun rises over the peaceful surroundings. Inside, you’re immediately impressed by vaulted ceilings and a warm wood-burning fireplace that anchors the living room with timeless character.
The condo features white stone countertops throughout, adding a clean, upscale feel to every space. The spacious primary bedroom on the first floor offers convenience and privacy, ideal for full-time living or seasonal stays. Entertain effortlessly with a dedicated formal dining area plus a cozy breakfast nook for casual meals.
Upstairs, you’ll find two additional bedrooms and a flexible office space, which can easily function as a third bedroom depending on your needs—perfect for guests, remote work, or hobbies. Step outside through the glass sliding doors and enjoy relaxing views as golfers play across the pristine Arnold Palmer course.
This condo truly shines with its maintenance-free lifestyle. Your monthly HOA covers all exterior maintenance, including the roof, along with beautifully landscaped grounds—so you can spend your time enjoying Florida, not fixing it. Shopping, dining, and everyday conveniences are just 5 minutes away, and the Atlantic beaches are only a 20-minute drive.
Whether you’re escaping winter weather, downsizing, or searching for a Florida golf course condo, this Palm Coast villa offers the perfect blend of luxury, location, and low-maintenance living. Move in, relax, and enjoy life in the sunshine.
Features
- Heating: Central
- Cooling: Central Air
- Levels: 2
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside
- Complex: PINE LAKE VILLAS CONDO
- Year Built: 1982
- Common Charge: $635 Monthly
- Approx Sq. Feet: 1,850
- Acreage: 0.04
- Est. Taxes: $2,293
- Elem. School: Wadsworth Elementary
- Middle School: Buddy Taylor Middle
- High School: Flagler-Palm Coast High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: FC315316
- Days on Market: 121 days
- Website: https://www.raveis.com
/prop/FC315316/15villagecircle_palmcoast_fl?source=qrflyer
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR Phone: 888-977-1588
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 VILLAGE CIRCLE, #15, Palm Coast, FL, 32164
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,665 | $2,177 |
| Total Monthly Payment | $1,867 | $1,931 | $2,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388