4232 E ALABAMA LANE, Hernando, FL, 34442 | $80,000

Auction Property. LIST PRICE IS FOR MLS PURPOSES ONLY. ACTUAL PRICE WILL BE DETERMINED AT AUCTION. ONLINE AUCTION ENDS FEB. 26 AT 12 PM ET. This well maintained mobile home offers 912± square feet of living area, plus additions and upgrades, and features three bedrooms and one bathroom on a partially fenced double lot with no HOA. The property presents a sweat-equity opportunity, needing a little cosmetic love while offering strong upside for investors, owner-occupants, or buyers seeking a starter home, retirement residence, or seasonal Florida snowbird retreat. The functional layout includes a primary bedroom with a walk-in closet and a bathroom accessible from both the primary suite and the hallway, along with two additional bedrooms with closets, a separate dining room, and a spacious living area. Interior features include cathedral ceilings, creative step-up flooring, and built-in shelving. A dedicated laundry room with washer and dryer hookups and a utility sink provides one of three entrances/exits. Other amenities include a front patio, wooden back porch off the kitchen, grass RV parking with power and water hookups, a powered workshop, two additional storage sheds, backyard power, and water spigots throughout the property. Conveniently located 1± mile from Lake Hernando Park and the Rails-to-Trails entrance with easy access to Ocala, Inverness, and the Central Ridge area for retail, medical, and dining options. This property offers a great investment opportunity with flexibility, utility, and outdoor space. Property #: DG26003. Bid Online February 19 - 26. 10% Buyer's Premium. Subject to the final bid at the online auction and auction terms.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1972
  • Garage: RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 912
  • Acreage: 0.29
  • Est. Taxes: $181
  • Appliances: Disposal, Ice Maker, Refrigerator
  • MLS#: TB8464128
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8464128/4232ealabamalane_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/21/2026 7:32:09 AM)
Listing courtesy of TRANZON DRIGGERS   Phone: 877-374-4437

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4232 E ALABAMA LANE, Hernando, FL, 34442

$80,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $64,000 $64,000 $64,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.334% 6.292% 5.628%
Monthly Tax Payment $15 $15 $15
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $368 $389 $519
Total Monthly Payment $458 $479 $609

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.