6325 35TH AVENUE CIRCLE E, Palmetto, FL, 34221 | $425,000

One or more photo(s) has been virtually staged. QUALIFIED BUYERS MAY BE ELIGIBLE TO RECEIVE A 4. 99% INTEREST RATE FOR THE FIRST YEAR AT NO ADDITIONAL COST BY USING PREFERRED LENDER! Paradise in Palmetto! Welcome to this beautifully updated home in the sought-after Arbor Creek community of Palmetto, where thoughtful upgrades meet privacy, convenience, and Florida living at its best. From the moment you step inside, you’re immediately drawn to the 12-foot ceilings, expansive living area, and striking electric fireplace set against a custom wood accent wall—creating a warm yet modern focal point. Just beyond, the fully updated kitchen shines with brand-new cabinetry, modern sealed black countertops, and all-new stainless steel appliances, perfectly positioned next to the dining area for effortless entertaining. The split floor plan offers ideal privacy. On one side of the home, you’ll find two guest bedrooms and a guest bathroom featuring a new vanity. On the opposite side, the spacious primary suite is complete with a newly renovated bathroom boasting a new shower and vanity, and dual walk-in closets. This home has been meticulously maintained and refreshed inside and out, including a full interior and exterior repaint, all new light fixtures throughout, a new water heater (2023), and a NEW MIAMI-DADE RATED ROOF with a solar attic vent (2025) for added peace of mind and energy efficiency. Step outside to truly appreciate what sets this property apart. The oversized, fully fenced lot backs up to a quiet preserve and is adjacent to permanent green space that will never be built on—offering rare privacy and serene views. Just steps from the backyard is the private community stocked fishing pond. The outdoor living space includes a screened lanai, an outdoor deck and fire area, a fully functioning outdoor shower, and even a lemon tree—perfect for enjoying the Florida lifestyle year-round. Located in a low-HOA community and ideally situated near the I-75/I-275 split, this home offers unbeatable convenience with easy access to St. Pete, UTC, Sarasota, and a growing list of nearby shops, dining, and new development. This is a move-in-ready home that combines modern updates, outdoor living, and an exceptional location—an opportunity not to be missed.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,952
  • Acreage: 0.23
  • Est. Taxes: $4,692
  • Lot Desc: Cleared, Level
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8464512
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/TB8464512/632535thavenuecirclee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 12:26:45 AM)
Listing courtesy of KELLER WILLIAMS ON THE WATER S   Phone: 941-803-7522

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6325 35TH AVENUE CIRCLE E, Palmetto, FL, 34221

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,038 $2,121 $2,801
Total Monthly Payment $2,504 $2,587 $3,267

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.