84-20 153rd Avenue, #6H, Howard Beach, NY, 11414 | $159,000

Contracts Out. ~ Welcome to this sun-drenched, newly renovated Junior One-Bedroom (L-shaped studio) perched on the 6th floor—the building's top floor—ensuring total peace with no neighbors above you! Boasting southern and western exposures, this unit is flooded with natural light throughout the day. The thoughtful layout features distinct areas for living and dining, while elegant French doors enclose a private sleeping alcove large enough for a queen-sized bed. The recently updated kitchen shines with stainless steel appliances, and the unit is located in a well-maintained elevator building with the rare convenience of laundry facilities on every floor. This property represents an incredible opportunity for financial independence; with low carrying costs and current market rates, owning this home is often significantly more affordable than paying monthly rent for a similar space. Nestled in the highly desirable Lindenwood section of Howard Beach, this lovely apartment is in a prime location. Enjoy the convenience of being at the center of it all, with shopping, banks, charming coffee shops, diverse dining options, and supermarkets just minutes away. The commute is exceptionally convenient, with unbeatable access to the Q21 and Q41 local buses, as well as the QM15 express bus, for a direct, comfortable ride into Midtown Manhattan. Additionally, you are just minutes away from the A-Train at the Howard Beach-JFK Station, providing a direct link to Brooklyn and Lower Manhattan. This property is perfect for frequent flyers or airport employees due to its easy proximity to JFK Airport and local amenities. This is a board-approved co-op, and purchasers must meet management requirements. Stop paying your landlord's mortgage and start building your own equity—don't miss this opportunity to own a piece of prime Lindenwood real estate!

Features

  • Parking: Assigned, Waitlist
  • Heating: Forced Air
  • Cooling: Wall/Window Unit(s)
  • Rooms: 3
  • Baths: 1 full
  • Complex: Cumberland
  • Year Built: 1964
  • Approx Sq. Feet: 500
  • Elem. School: Ps 232 Lindenwood
  • Middle School: Jhs 202 Robert H Goddard
  • High School: John Adams High School
  • School District: Community District 27
  • Pet Policy: Cats OK, No Dogs
  • Appliances: Gas Range, Refrigerator
  • MLS#: 952417
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/952417/8420153rdavenue_howardbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Landmark II   Phone: 347-846-1200

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

84-20 153rd Avenue, #6H, Howard Beach, NY, 11414

$159,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $722 $762 $1,023
Total Monthly Payment $797 $837 $1,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.