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Luxury Living for your next BEST chapter. . . Welcome to this stunning three-level townhome offering nearly 3, 000 square feet of beautifully designed living space, perfectly positioned to capture gorgeous mountain views at The Retreat at Carmel by Pulte Homes, a premier 55+ community in Putnam County, NY—a lifestyle designed for comfort, convenience, and enjoyment. A grand, elegant entry foyer sets the tone, showcasing exceptional attention to detail throughout, including gleaming hardwood floors, decorative moldings & custom trim work, high ceilings, recessed lighting, and a wrought-iron spindle staircase, all within a flowing, thoughtfully designed floor plan. The formal dining room impresses with an elegant tray ceiling, creating a sophisticated setting for entertaining. The beautiful kitchen features a center island, light stone granite countertops, tiled backsplash, pendant lighting, and upgraded/new stainless-steel appliances, and opens seamlessly to a spacious living room with a gas fireplace and sliders to the deck, ideal for relaxing or entertaining. The expansive primary suite on the main level offers refined architectural detail and a spacious bathroom with a tiled shower, double sinks, and a walk-in closet. This level also includes a convenient powder room and a laundry room with a wet sink. The private second level features a loft overlooking the living area below, a generously sized bedroom with a walk-in closet, and a full tiled bath. The finished walkout basement provides a large great room and an additional room with a closet, ideal for a bedroom, home office, gym, or whatever best suits your needs, along with ample storage and rough-in plumbing for a future bathroom. Additional highlights include forced-air gas heat, central air, and a two-car garage. Enjoy low-maintenance, resort-style living with exceptional amenities including a 7, 100-square-foot clubhouse, fireplace lounge, outdoor heated pool, fitness center, tennis and bocce courts, putting green, BBQ area, hobby room, billiards room, ballroom, and kitchen—all just minutes from shopping, restaurants, and everything you need.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$759,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $607,920 | $607,920 | $607,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $654 | $654 | $654 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,404 | $3,641 | $4,847 |
| Total Monthly Payment | $4,150 | $4,387 | $5,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.