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This charming home offers comfort, convenience, and a host of recent updates. Perfect for first-time home buyers looking to make it a place of their own, or someone looking to downsize. Property is priced well below the going price in the neighborhood. The main level includes two bedrooms and one bathroom as well as a large kitchen area and spacious living room. While the basement features two versatile heated bonus rooms ideal for a home office, hobby space, or guest accommodations. Recent improvements include a new roof, updated electrical outlets in the kitchen and plumbing updates beneath the kitchen and bathroom sinks. The kitchen and living room have also been freshly painted, creating a bright atmosphere. Outside, enjoy the spacious rear deck overlooking the 21-foot above-ground pool, complete with a custom-built deck featuring a locking gate, drop-in stairs. The fully fenced yard offers ample privacy for entertaining, gardening, or allowing pets to roam freely, and includes double gates for easy backyard access. Additional features include parking for four vehicles, a storage shed, and a convenient bulkhead entrance to the basement. The surrounding neighborhood features many parks and playgrounds nearby, providing ample opportunities for outdoor recreation and family fun including nearby restaurants & nightlife, shopping, beach and so much more! Don't miss your chance to make this wonderful home your own reach out now to schedule a private showing.
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$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,582 | $1,647 | $2,174 |
| Total Monthly Payment | $1,963 | $2,028 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.