4 Red Cross Avenue, #1A, Newport, RI, 02840 | $4,250

This beautifully furnished first-floor two-bedroom residence is ideally positioned on a quiet, tree-lined street in Newport's coveted Top of the Hill neighborhood, just moments from downtown, fine dining, and waterfront amenities. Rich in character and timeless elegance, the home features soaring ceilings, intricate crown molding, refined architectural details, two-toned hardwood floors, and oversized windows that bathe the space in natural light. The gracious living room is anchored by a wood-burning fireplace, while the thoughtfully updated kitchen showcases new appliances (2025) and French doors that open to a private deck fully equipped with outdoor furniture and a BBQ grill perfect for entertaining or quiet mornings. The spa-inspired full bath offers a jacuzzi tub and double rain shower, accompanied by a stylish half bath, with additional highlights including central air, in-unit laundry, and tasteful furnishings throughout for a seamless, turnkey living experience. A rare luxury in Newport, the private driveway accommodates up to three vehicles. Rent includes furnishings, parking, snow and refuse removal, tenant responsible for utilities.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Unit
  • Year Built: 1900
  • Heating: Gas,Hot Water
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 1,112
  • Pets Allowed: Yes
  • Appliances: Gas Water Heater
  • Lease Term Type: Month To Month
  • MLS#: 1403311
  • Website: https://www.raveis.com
    /prop/1403311/4redcrossavenue_newport_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by eXp Realty   Phone: 888-315-3445

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 Red Cross Avenue, #1A, Newport, RI, 02840

$4,250

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,400 $3,400 $3,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $20 $21 $28
Total Monthly Payment $95 $96 $103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.