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Rare opportunity to acquire a homestead tract in the highly sought-after Whitewater region of Oconee County. Located just north of Highway 11 along N. Little River Road, the property sits in the foothills of the Blue Ridge Mountains and includes multiple, level, homesites. Mature hardwoods transition to gently sloping bottomland along Mill Creek. A poured concrete pad remains from a former utility building, providing a ready-made start for storage or improvements. Outdoor enthusiasts will appreciate the surrounding public land and mountain destinations. The property lies just south of Whitewater Falls and on the natural travel corridor from Greenville to Cashiers, NC, with access to state and national land holdings including Sumter National Forest, Nantahala National Forest, the Jocassee Gorges, Devils Fork State Park, and numerous waterfalls, lakes, and trail systems. Power and fiber are available at the road. Additional acreage is available. Property Highlights • Multiple level homesites • Mature hardwood bottomland • Bold creek along back boundary line • Poured concrete pad from previous utility building Location Highlights • Whitewater / Lake Jocassee region of Oconee County • Just north of Highway 11 • Just south of Whitewater Falls • Scenic corridor to Cashiers, NC from Greenville, SC • Close proximity to national and state forestlands and recreation areas
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Our Executive Mortgage Banker:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $1,944 | $2,593 |
| Total Monthly Payment | $1,917 | $2,019 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.