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LAKEFRONT HOME WITH WESTERN REAR EXPOSURE IN WATERFORD ESTATES - Lake views and sunset skies define this 4-bedroom, 2-bath home in the gated community of Waterford Estates. Positioned along a wide, shimmering lake with western rear exposure, the screened lanai captures golden-hour light and tranquil water views that provide the backdrop of truly relaxed Florida living. Inside, the open-concept layout creates a seamless connection between the kitchen, dining area, and living room—ideal for both entertaining and everyday living. Tile flooring runs throughout the main living spaces, while large windows and sliding glass doors fill the home with natural light and draw attention to the lake view beyond. The kitchen offers warm wood cabinetry, ample counter space, a breakfast bar for casual seating, and a closet pantry, with the dining area positioned just off the kitchen offering a view out to the lanai and lake beyond. The master retreat boasts a lake view & an en-suite bath featuring dual sinks, a walk-in shower and an oversized walk-in closet. Three additional bedrooms provide flexible space for guests, a home office, or hobbies, and share a hall guest bath. Outdoor living takes center stage on the screened lanai, where there is plenty of room for dining and lounging while overlooking the backyard and shimmering lake. Whether starting the day with coffee or winding down at sunset, this space delivers a calm and scenic backdrop. Additional features include a new roof (2024), new hot water heater (2026), a new leaded glass front door, accordion hurricane shutters, and an attached two-car garage. Built in 2021, the home offers modern construction paired with thoughtful upgrades. Waterford Estates is known for its friendly atmosphere and resort-style amenities, including two community pools, a clubhouse with fitness center, billiards and card rooms, plus pickleball and bocce courts. Lawn care, trimming, irrigation, and use of all amenities are included in the low HOA fees, making this an easy place to enjoy the Florida lifestyle. The location places you minutes from historic downtown Punta Gorda, Fishermen’s Village, shopping, dining, I-75, US-41, and PGD Airport. Waterford Estates is designed for an active, connected lifestyle, with miles of sidewalks winding through lakes and green spaces and neighbors who truly enjoy the community. Schedule an appointment today.
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$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,692 | $2,226 |
| Total Monthly Payment | $2,092 | $2,134 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.