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One or more photo(s) has been virtually staged. Move-in ready and fully remodeled, this 3-bedroom, 2-bath home is not in a flood zone and sits within the low-cost HOA amenity-packed community of Gardens of Gulf Cove. A new roof 2024, fresh exterior paint, updated outdoor lighting, and a re-screened front porch provide strong curb appeal and peace of mind.
Inside, the home has been thoroughly updated with durable ceramic tile flooring throughout, re-textured and freshly painted walls, new lighting and ceiling fans, updated interior and bi-fold closet doors, and 2" venetian blinds with living room window treatments. The electrical panel was replaced in 2022, and the laundry room features tile flooring with the gas water heater for improved energy efficiency.
Inside, the home features ceramic tile flooring throughout, re-textured and freshly painted walls, new lighting and ceiling fans, updated interior and bi-fold closet doors, and 2" venetian blinds with living room window treatments. The electrical panel was replaced in 2022, and the laundry room includes tile flooring and a gas water heater for improved energy efficiency.
The kitchen has been completely remodeled with white soft-close shaker cabinets, granite countertops, stainless steel appliances, and a garbage disposal. Both bathrooms have been updated with granite vanities and comfort-height toilets. The guest bath features a re-glazed tub with subway tile surround, while the primary bath includes a granite vanity top and glass bypass shower doors.
All bedroom closets include a customizable wire closet system and new bi-fold doors, adding versatility with functional storage options.
Recent exterior improvements also include a large rear paver patio with a built-in fire pit, creating usable outdoor living space.
Residents of Gardens of Gulf Cove enjoy access to a clubhouse and recreation center with fitness equipment, game rooms, 2 sparkling pools (1 heated for year-round enjoyment), shuffleboard, tennis and pickleball courts, bocce ball, and additional community amenities.
Just minutes from beautiful Gulf beaches, world-class fishing in Charlotte Harbor, boating adventures, nearby waterfront parks, nature preserves and nearby shopping/dining, it combines affordable coastal living with easy access to nature trails, parks, and community amenities provide plenty of options for endless outdoor fun and relaxed evenings close to home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$228,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,120 | $183,120 | $183,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,025 | $1,097 | $1,460 |
| Total Monthly Payment | $1,360 | $1,432 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.