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Welcome to Callista Cay, a gated waterfront community in the heart of Tarpon Springs where you can enjoy the boating lifestyle without the high waterfront costs. Bring your golf cart and your boat—this home includes a deeded boat slip and boat lift 12, 000 lbs, plus FREE boat storage and assumable flood insurance at just $725 per year. From your backyard, enjoy easy access to the open water and be at Anclote Key in approximately 15 minutes.
This home is ideally located in a community that shares the same power grid as the nearby hospital, offering added peace of mind. Enjoy exceptional convenience with a brand-new ALDI supermarket just down the street, a craft brewery within walking distance, and an easy bike or golf-cart ride to Historic Downtown Tarpon Springs and the world-famous Sponge Docks, known for festivals, dining, shopping, and waterfront charm.
The low $425/month HOA covers an impressive list of amenities including professional landscaping, gated security, water, trash, sewer, 150+ channels of cable, internet, a community pool, and hot tub—an outstanding value for waterfront living.
Built solid with concrete block construction on all floors, hurricane-impact windows and sliding doors, this meticulously maintained home offers a 2+ car garage, 3 bedrooms, 2. 5 bathrooms, two screened patios with triple sliding doors, and an open-concept floor plan ideal for entertaining. Notably, this home was one of the few in the community that did not experience flooding during the 2024 storm events (per seller). The home was also designed with the future installation of an elevator in mind, with the designated shaft space already in place.
The kitchen is a showstopper featuring an oversized island, gorgeous quartz countertops, 42” soft-close cabinets, stainless steel appliances, and seamless flow into the living and dining areas. Additional upgrades include waterproof luxury vinyl flooring throughout, 5” baseboards, crown molding, plantation shutters, and refined finishes throughout.
This home is equipped with a custom whole-home audio system, featuring ceiling speakers in every room, including the primary bathroom and both upper and lower patios. The living room offers a true surround-sound setup, creating a cinematic, theater-style experience ideal for movie nights and entertaining.
All three bedrooms feature tray ceilings and walk-in closets. The spacious primary suite impresses with a custom barn door, dual quartz vanities, a linen closet, and a professionally designed custom closet system.
This exceptional home truly offers too much to list. Schedule your private showing today and start living the Florida waterfront lifestyle you’ve been dreaming of.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $585 | $585 | $585 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,362 | $2,528 | $3,372 |
| Total Monthly Payment | $3,039 | $3,205 | $4,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.