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One or more photo(s) has been virtually staged. Live the Florida lifestyle just 1. 3 miles from the Gulf beaches in this beautifully renovated duplex in Largo. Designed for flexibility and privacy, this SHORT-TERM RENTAL FRIENDLY property is perfect for coastal living, multi-generational use, or income potential. The main residence features 2 bedrooms and 1 full bath, a spacious living area, a large updated kitchen, and a bright bonus sunroom that opens to a brand-new deck - perfect for indoor-outdoor living. The home offers direct access to the garage, where a brand-new washer and dryer are conveniently located. The in-law suite includes an additional 2 bedrooms and 1 full bath, a large open-concept living space, and a fully renovated kitchen. The entire home has been completely renovated, featuring a new roof, new HVAC system, all-new impact windows, updated boilers and electrical units, and fresh interior and exterior paint throughout. Every detail was thoughtfully upgraded to provide modern comfort, efficiency, and peace of mind. Situated on a sizable lot in an X flood zone and conveniently located near shopping, dining, and some of Florida’s most desirable Gulf beaches, this property is ideal for multi-generational living, living in one unit while renting the other, or as a high-performing coastal investment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $520 | $520 | $520 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,441 | $2,611 | $3,505 |
| Total Monthly Payment | $3,053 | $3,223 | $4,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.