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Welcome to this Ridgewood Groves 3 Bedroom 1. 5 bath Home in Seminole set beneath a canopy of mature oak trees. This well-maintained 3-bedroom, open-plan home offers classic Florida charm with a fresh, inviting exterior. Soft coastal-inspired siding is complemented by crisp bright trim, shutters, and a welcoming covered front porch—perfect for morning coffee or evening unwinding.
Key features include: Roof 2022, HVAC 2022, R-38 insulation, upgraded electrical and plumbing (all 2022), plus a fully permitted third-bedroom addition.
The expansive great room features a flexible open-concept layout with defined yet adaptable living and dining areas. Wide-plank vinyl wood flooring provides a durable foundation throughout. The dining space connects seamlessly to the kitchen and comfortably fits a full-size table, while the living area offers ample room for a sectional or multiple seating options. Coastal-toned walls, recessed lighting, ceiling fans, and abundant natural light keep the space bright and airy, making it ideal for both everyday living and entertaining.
The kitchen is bright, open, and thoughtfully designed with both style and function in mind. A center island topped with food-grade, stained butcher block creates an ideal workspace for the family cook and offers seating for casual meals or entertaining. Quartz countertops extend through the remainder of the kitchen, providing a durable and cohesive finish. Crisp bright shaker cabinetry offers ample storage, including a large pantry, while stainless steel appliances complete the modern look. Recessed and pendant lighting add warmth and task lighting, and the open layout connects seamlessly to the main living areas.
All three bedrooms share a cohesive, modern aesthetic, featuring large plank vinyl flooring, soft coastal tones, crisp bright trim, ceiling fans, and ample natural light. Each room offers comfortable proportions and versatile use, with thoughtfully designed closets that reinforce the home’s fresh, move-in-ready appeal.
The bathroom has been thoughtfully updated with a clean, coastal-inspired feel. A modern vanity with a solid-surface countertop and updated fixtures provides ample storage, while soft neutral finishes keep the space light and inviting. The tub/shower combination features a crisp light color surround accented by a decorative mosaic tile niche, adding both function and visual interest. Durable flooring and updated lighting complete the space.
The screened-in back porch extends the living space outdoors, offering a shaded and comfortable area for relaxing, dining, or enjoying Florida evenings year-round. Overlooking the backyard, the space provides a quiet retreat with room for seating or casual entertaining. Thoughtful landscaping frames the home with low-maintenance plantings, while the wide front lawn and backyard provides open green space and mature trees for natural shade and privacy.
Ideally located less than 2. 5 miles from the Gulf beaches, just one block from the Pinellas Trail, and close to the city center with abundant shopping and dining nearby, this home provides a balanced blend of comfort, convenience, and coastal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,278 | $2,371 | $3,105 |
| Total Monthly Payment | $2,739 | $2,832 | $3,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.