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Zero Down Financing Available | New Roof (March 2024) | No HOA | Nearly Half an Acre
Welcome to Ocala Waterway Estates, where space, flexibility, and affordability come together. This versatile 3-bedroom, 2-bath home is ideally situated on a . 46-acre cul-de-sac lot, fully enclosed with vinyl privacy fencing—perfect for pets, hobbies, or anyone seeking freedom from HOA restrictions.
Inside, enjoy multiple living areas including a formal living room, a cozy family room, and a bonus room ideal for a home office, craft space, or potential fourth bedroom. The kitchen opens to a large, air-conditioned living area, creating an inviting space for gatherings with easy access to the backyard.
Two bedrooms with private access to a screened porch, making this layout well-suited for multi-generational living or an in-law setup. Unwind on one of the two screened porches, perfect for morning coffee or relaxing evenings.
Outside, a screened block building with plumbing and electricity provides endless possibilities—workshop, studio, guest space, or home-based business. Front and rear irrigation systems keep the yard green and thriving year-round.
Adding even more value, this home qualifies for zero down USDA financing, making homeownership more attainable than ever. With a brand-new roof installed in March 2024, this property is move-in ready and full of potential.
Schedule your private showing today and discover all the ways this home can work for you.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $181 | $181 | $181 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,590 | $1,726 | $2,315 |
| Total Monthly Payment | $1,846 | $1,982 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.