10151 SW 41 TERRACE, Ocala, FL, 34476 | $359,900

Zero Down Financing Available | New Roof (March 2024) | No HOA | Nearly Half an Acre

Welcome to Ocala Waterway Estates, where space, flexibility, and affordability come together. This versatile 3-bedroom, 2-bath home is ideally situated on a . 46-acre cul-de-sac lot, fully enclosed with vinyl privacy fencing—perfect for pets, hobbies, or anyone seeking freedom from HOA restrictions.

Inside, enjoy multiple living areas including a formal living room, a cozy family room, and a bonus room ideal for a home office, craft space, or potential fourth bedroom. The kitchen opens to a large, air-conditioned living area, creating an inviting space for gatherings with easy access to the backyard.

Two bedrooms with private access to a screened porch, making this layout well-suited for multi-generational living or an in-law setup. Unwind on one of the two screened porches, perfect for morning coffee or relaxing evenings.

Outside, a screened block building with plumbing and electricity provides endless possibilities—workshop, studio, guest space, or home-based business. Front and rear irrigation systems keep the yard green and thriving year-round.

Adding even more value, this home qualifies for zero down USDA financing, making homeownership more attainable than ever. With a brand-new roof installed in March 2024, this property is move-in ready and full of potential.

Schedule your private showing today and discover all the ways this home can work for you.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,055
  • Acreage: 0.46
  • Est. Taxes: $2,170
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Appliances: Dryer, Washer
  • MLS#: OM716750
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/OM716750/10151sw41terrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/9/2026 9:17:11 AM)
Listing courtesy of NEWMARK REAL ESTATE GROUP   Phone: 352-207-3600

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10151 SW 41 TERRACE, Ocala, FL, 34476

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,726 $2,315
Total Monthly Payment $1,846 $1,982 $2,571

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.