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Presented by
Christine Kreiseder-Hendley |
Move-in ready 3-bedroom, 2-bath home on a private cul-de-sac in gated Banyan Bay, just two years old and fully vacant. Single-story layout with bright, open living spaces and hurricane-impact windows throughout. Well-suited for those seeking additional space, privacy, and community amenities—whether relocating, transitioning from condo living, or enjoying a seasonal winter retreat. The modern kitchen includes a quartz center island and counters, upgraded stainless steel appliances, pantry and ample cabinetry. The spacious primary suite features a walk-in closet and en-suite bath, creating a private retreat. Owner upgrades include a widened driveway, finished garage floor with tool board, decorative impact-glass front door, Bali blinds, security cameras, gutter drainage system and internet accessible garage door and thermostat systems. Relax on the covered lanai or front porch while enjoying peaceful preserve views. Residents of Banyan Bay enjoy low HOA fees and amenities including lawn care, sprinkler maintenance, clubhouse, resort-style pool, fitness center, river pavilion, and access to the St. Lucie River for kayaking, fishing, or boat pickup. Conveniently located just minutes from downtown Stuart, Palm City, area beaches, shopping, dining, entertainment, and close to major highways including I-95, the Florida Turnpike, and US-1, this home blends comfort, privacy, and accessibility for year-round or seasonal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
Sales Associate
William Raveis Real Estate
Phone: 860.874.9730
Christine.Hendley@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $598 | $598 | $598 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,835 | $2,990 | $3,947 |
| Total Monthly Payment | $3,525 | $3,680 | $4,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.