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Welcome to this very desirable, sought after Corner Unit on Southgate Circle at Bar Harbour. Experience effortless, low-maintenance living in this stunning space, where bright, sunny interiors meet serene outdoor views. This beautiful home features an open-concept living area accentuated by cathedral ceilings and 2 skylights and 3 sliding glass doors that bathe this home in natural light. There is an updated washer and dryer and hot water heater too. This lovely open style kitchen boasts granite countertops and stainless steel appliances seamlessly flowing into the formal dining area with detailed wood trim—Perfect layout for entertaining. Relax on your private stone patio while enjoying gorgeous pond views and expanded manicured grounds; the community landscape is immaculate and meticulous! The spacious floor plan includes a king-sized primary suite with its own slider to the patio and an en-suite bath. This home offers total peace of mind with updates that include a new roof and siding. Residents enjoy premier HOA amenities including a large clubhouse, pool, gym, tennis courts, and car wash area. What a pleasure to live in this gorgeous community in a great location, close to shopping and LIRR. Taxes include Village taxes and are presently being grieved.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $1,013 | $1,013 | $1,013 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,114 | $4,180 |
| Total Monthly Payment | $4,098 | $4,219 | $5,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.