CHARMING & SPACIOUS CAPE COD RETREAT IN NEVERSINK - CATSKILL PARK LIVING AT ITS FINEST!! Nestled between two pristine reservoirs in the heart of the Catskill Park, this beautifully maintained and updated 4 bedroom, 3 bath home offers the perfect blend of rustic charm, modern convenience, and serene natural surroundings. Located in the highly desirable Tri-Valley School District, this nearly 3-acre private oasis is ideal for year-round living or the ultimate weekend escape. Step inside to discover a bright and open layout, featuring a brand-new eat-in kitchen with new gas stove, sleek pot filler, and high-end stainless steel appliances—perfect for home chefs and entertainers alike. A separate dining area and spacious living room make this the ideal place to host friends or enjoy cozy family evenings. The refinished and newly installed hardwood floors throughout the main level add warmth and timeless elegance. The first floor includes two generously sized bedrooms, including a luxurious primary suite with French doors that open to a private balcony, offering tranquil views and morning sun. The suite is complete with a brand-new walk-in closet with barn doors and a spa-like en-suite bath. Upstairs, you'll find two more large bedrooms and a full bath, perfect for children, guests, or a home office setup. The full unfinished basement provides incredible potential for future living space or storage, along with a dedicated utilities room and furnace area. A one-car attached garage, additional workshop heated by a woodstove, and large storage shed provide ample room for hobbies, tools, and outdoor gear. Outdoors, enjoy the paved driveway, thoughtfully landscaped terraced property, and a mix of open lawn and mature woods offering privacy and natural beauty. There's even a fenced-in area perfect for chickens or horses, and a year-round garden nursery with herbs and vegetables for the green-thumbed homeowner. Don't miss this rare gem in scenic Neversink—just minutes from hiking, fishing, and reservoir recreation. Your upstate dream home awaits!
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,082 | $2,807 |
| Total Monthly Payment | $2,325 | $2,463 | $3,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.