4131 102ND PLACE N, Clearwater, FL, 33762 | $419,000

PRICE IMPROVEMENT: Step into this beautifully remodeled 3-bedroom, 2-bath, 2-car garage home located in the desirable Lakes Community. Offering 1, 328 sq ft of open, light-filled living space, this residence blends modern coastal style with quality craftsmanship throughout.
The interior has been completely updated with fresh paint, crown molding, shiplap accent walls and ceilings, and uniform ceramic tile flooring throughout—creating a seamless, elegant flow from room to room. A thoughtfully added interior laundry closet brings the washer and dryer inside for everyday convenience.
The kitchen opens to the main living area and features modern appliances, ample cabinetry, and a cozy dining space. The primary suite offers a private retreat with a spacious walk-in closet and a fully updated en-suite bath with new vanity and a walk-in glass shower. The second bathroom has also been updated and includes a soaking tub. One secondary bedroom is currently used as a home office, providing flexibility for today’s lifestyle.
Recent major improvements provide peace of mind, including a new roof (November 2024 – passes 4-point), new gutters, new exterior paint, and added attic insulation. Hurricane shutters are also included.
Enjoy the Florida room with new screens and fresh paint, which opens to a paver patio with fire pit area—perfect for relaxing or entertaining. The landscaped front yard is highlighted by two beautiful palm trees, and the home is located in a non-flood zone.
This home was lovingly updated by the owner, a subcontractor for a nationally known builder, who designed it as a long-term retirement residence—so quality shows throughout.
The low $200/month HOA includes lawn care, reclaimed irrigation water, Spectrum internet and cable, clubhouse, heated and cooled pool, and shuffleboard courts.
Ideally located close to award-winning Gulf beaches, downtown St. Petersburg, Tampa International Airport, shopping, and dining, this move-in-ready home offers comfort, style, and peace of mind.
Schedule your private showing today.

Features

  • Amenities: Fence Restrictions, Maintenance, Pool, Shuffleboard Court
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Kitchen, Other
  • Year Built: 1984
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,328
  • Acreage: 0.14
  • Est. Taxes: $4,242
  • HOA Fee: $200 Monthly
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8464576
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8464576/4131102ndplacen_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/15/2026 7:32:10 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4131 102ND PLACE N, Clearwater, FL, 33762

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $354 $354 $354
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,877 $2,008 $2,673
Total Monthly Payment $2,306 $2,437 $3,102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.