646 SOUTHLAKE DRIVE, Ormond Beach, FL, 32174 | $750,000

Discover this thoughtfully designed Cameron floor plan perfectly positioned on a preserved lot within the gated community of Plantation Bay. Here, elegance, privacy, and modern luxury blend seamlessly to create your own resort-style sanctuary.
Featuring 3 bedrooms plus a private office, 2 baths, and a sparkling pool under a screened lanai, this home was designed for both relaxed living and effortless entertaining.
Step inside to a welcoming foyer where floating cabinets add a designer touch. French doors open to a spacious office — ideal for working from home or a quiet retreat. Beyond, the open-concept living area impresses with a stunning double-sided stone electric fireplace connecting the vaulted sunroom and main living room. Triple sliders and transom windows flood the space with natural light and open fully to the lanai for true indoor-outdoor living.
The gourmet kitchen is a chef’s dream, featuring 42-inch wood cabinetry, granite countertops, a 10-foot island with pendant lighting, tile backsplash, stainless steel appliances (including a new 2024 refrigerator), and a custom pantry. Next to the kitchen is the dining area with rolling shades with completes the perfect gathering space.
Your primary suite is a private oasis with an ensuite bath offering dual granite vanities, a soaking tub, a separate shower as well as a large walk-in closet. The split floor plan provides two guest bedrooms and a recently remodeled bath — ideal for family or visitors.
Step outside to your tranquil pool and lanai, surrounded by professional landscaping and perfect for outdoor living or al fresco dining.
Additional features include tile flooring in main areas, carpeted bedrooms, new 2024 electric hybrid water heater, Culligan whole-house water softener, laundry room with 32-inch upper cabinets, front load washer and dryer with pedestals, plus three-car garage (two-car + one-car split) with epoxy floor in the main garage, seamless gutters, landscape lighting at front and back of the house and a long paver driveway.
This open floorpan is perfect for entertaining in the living room, retreating in the sunroom, or relaxing in the master suite. The pool and lanai create a tranquil space crafting a haven to relax, entertain, and enjoy those special moments all day long where every day feels like vacation.
Living in Plantation Bay offers optional membership access to world-class amenities — including 45 holes of private golf, 10 tennis courts, 10 pickleball courts, two resort pools, a fitness center, and two full-service clubhouses offering dining, social events, and entertainment. Membership is not mandatory and can be tailored to your lifestyle.
Start living the Florida resort lifestyle today. - Schedule your private showing and experience this exquisite home for yourself. Some furnishings available for purchase — ask for details.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2015
  • Garage: 3-car Split Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,630
  • Acreage: 0.24
  • Est. Taxes: $7,087
  • HOA Fee: $286 Quarterly
  • Lot Desc: Landscaped, Near Golf Course, Near Public Transit, Private, Sidewalk
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: FC314992
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC314992/646southlakedrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/18/2026 2:18:02 AM)
Listing courtesy of BETTER HMS & GARDENS RE SYNERG   Phone: 386-338-3939

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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646 SOUTHLAKE DRIVE, Ormond Beach, FL, 32174

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $591 $591 $591
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,407 $3,593 $4,823
Total Monthly Payment $4,090 $4,276 $5,506

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.