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Presented by
Debbie Potoff - Christine Norcross & Partners |
3 Cedar Reef, #E101, Harbor Island, SC, 29920 | $335,000
Enjoy sweeping ocean views from this beautifully updated end-unit condo on Harbor Island, perfectly positioned just steps from the community pool and beach access. This light-filled residence features two exterior porches, ideal for morning coffee or evening coastal breezes, while the end-unit location offers added privacy and expanded views.
The interior has been entirely renovated, with extensive upgrades completed in 2022, including a fully redesigned kitchen with new cabinetry, countertops, appliances, updated flooring throughout, shiplap ceilings, new lighting and plumbing fixtures, interior doors and trim, and stylish tile in the kitchen and baths. Additional improvements include new windows and sliding doors, plantation shutters, spray-foam insulation beneath the unit, and a newer roof providing both comfort and peace of mind.
Offered fully furnished and turn-key (with just a few exclusions - available upon request), this property has served as an excellent investment for the current owners. This is an ideal opportunity for a primary residence, second home, or income-producing coastal retreat.
Features
- Parking: Parking Lot, Asphalt
- Heating: Electric, Central
- Cooling: Electric, Central Air
- Bedrooms: 1
- Baths: 1 full / 1 half
- Development: Harbor Island
- Year Built: 1980
- Approx Sq. Feet: 794
- Est. Taxes: $3,409
- View: Pool, Ocean
- Appliances: Electric Range, Cable TV/Available, Dishwasher, Disposal, Dryer, Furnished, Microwave, Refrigerator, Washer
- MLS#: 194042
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/194042/3cedarreef_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Debbie Potoff - Christine Norcross & PartnersSales Associate
617.921.9110
Debbie.Potoff@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Cedar Reef, #E101, Harbor Island, SC, 29920
$335,000
Debbie Potoff - Christine Norcross & Partners
Sales Associate
William Raveis Real Estate
Phone: 617.921.9110
Debbie.Potoff@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $284 | $284 | $284 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,564 | $1,650 | $2,172 |
| Total Monthly Payment | $1,923 | $2,009 | $2,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484