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Tucked away in the heart of Saint Stephen, SC where small-town charm blends effortlessly with outdoor adventure a new chapter is waiting to be written. Built in 2023, this pristine 3-bedroom, 2-bath ranch rests on nearly three-quarters of an acre with no HOA, giving you the freedom to spread out, breathe easy, and truly enjoy your space. Step inside this new home and let the sunlight guide you across luxury vinyl plank floors beneath soaring vaulted ceilings. Granite countertops catch the light, stainless appliances gleam, and the open layout creates a space made for both lively gatherings and peaceful evenings at home. Out back, the screened-in porch invites slow mornings with coffee and breezy sunsets that feel like a daily retreat. The oversized two-car garage offers plenty ofroom for your boat, ATV, tools, or weekend projects perfect for anyone who loves to stay active or tinker. And beyond the walls of the home, Saint Stephen delivers its own kind of magic. Nestled between Lake Moultrie and the Santee River and bordered by the natural beauty of Francis Marion National Forest, life here means early-morning fishing, shaded trail hikes, and golden sunset boat rides. Just 15 miles north of Moncks Corner, you'll enjoy convenient access to everyday essentials while preserving that peaceful, small-town lifestyle. Whether you're ready to slow down, simplify, or escape the city pace, this home offers comfort, freedom, and adventure all in one place. Your next story begins here. Schedule your showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$325,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,799 | $260,799 | $260,799 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,543 | $1,627 | $2,131 |
| Total Monthly Payment | $1,618 | $1,702 | $2,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.