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21 WHITTINGHAM LANE, Palm Coast, FL, 32164 | $420,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Bring the entire Family to this spacious two story home in the desirable Pine Lakes area with over 2900 living space with 4 bedrooms, 2 and a half bath and a two car garage and start making memories today. Enter through the double front doors to find a spacious main floor with the oversized master suite on the first floor, with a bonus area that can be used as a nursery, reading nook, office or workout area. There are separate walk in closets. Upstairs, you will find a large flex area, three bedrooms and a full bathroom with enough space for everyone to retreat to their private space when needed. The home is equipped with new appliances including a coveted gas stove, refrigerator, dishwasher, washer and dryer. The roof was replaced in 2022, A/Cs were replaced in 2023 and 2024, flooring was replaced in 2023 with luxury vinyl and carpet, the entire interior and exterior were painted in 2023. There is a screened porch, and the yard offers plenty of space for kids to play, pets to roam, or for setting up a grill and enjoying Florida evenings together. Pine Lakes is known for its quiet, established feel and central location, keeping you close to parks, shopping, golf courses, walking and bike trails, and Palm Coast's beautiful beaches while still feeling tucked away from the hustle and bustle. There is plenty of space to add a pool. The City of Palm Coast has been recognized by two national publications for being one of the "7 best places to retire" and among "America's 50 best cities to live in. " MONEY magazine, a publication of Time Inc. , selected Palm Coast as being "Best for Water Lovers" as part of its retirement feature. The Orlando theme parks are located 90 minutes away, along with the Orlando airport. Jacksonville is an hour away and the Nation's oldest city, St. Augustine is half an hour away. Daytona Beach, home of Daytona International Speedway and Bike Week is half an hour away. Call today for your showing.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 2006
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,917
- Acreage: 0.23
- Est. Taxes: $6,445
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: FC315299
- Days on Market: 99 days
- Website: https://www.raveis.com
/prop/FC315299/21whittinghamlane_palmcoast_fl?source=qrflyer
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR Phone: 888-977-1588
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 WHITTINGHAM LANE, Palm Coast, FL, 32164
$420,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $537 | $537 | $537 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,069 | $2,122 | $2,790 |
| Total Monthly Payment | $2,681 | $2,734 | $3,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388