10 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137 | $2,099,000

Welcome to refined coastal living in this extraordinary, custom-built residence located within the private, gated Ocean Hammock community. Completed in 2022, this home is a mid-century modern–inspired coastal retreat, meticulously designed as a livable work of art where every inch is intentional, handcrafted, and elevated. From the moment you arrive, the architecture sets the tone: a paver driveway with side-entry garages, lush tropical landscaping, and clean modern lines that hint at the artistry within. Step inside to 3, 590 square feet of curated luxury, where soaring ceilings, architectural symmetry, and gallery-worthy finishes create an atmosphere that is both sophisticated and welcoming. At the heart of the home is a chef’s kitchen designed for serious entertaining—anchored by an oversized quartz island with waterfall edges and an exceptional quartz bar peninsula that comfortably accommodates gatherings large and small. Custom cabinetry includes hidden appliance garages, deep dish-storage drawers, and a concealed walk-through pantry, maintaining clean lines while maximizing function. The kitchen flows seamlessly into expansive living and dining areas beneath custom white ash wood ceiling inlays, a signature architectural element that elevates the entire space. This home offers two distinct dining areas, ideal for both intimate meals and large-scale entertaining, while the open-concept great room is framed by oversized sliders that blur the line between indoor and outdoor living. A study with two corner-sliding barn doors add additional style and functional sophistication to the open space. The owner’s suite is a private sanctuary, featuring a dramatic architectural accent wall, custom lighting, and serene views. The spa-inspired ensuite bath rivals a boutique resort, with dual vanities, sculptural soaking tub, designer tilework, and refined lighting details that feel both modern and timeless. The custom floating stairway to the second floor leads you to its thoughtful, design-forward layout with two generously sized guest suites, one of which is used as a media room, a full bath, and an open loft, creating a private upper-level retreat. Each space is finished with the same level of craftsmanship and artistic detail found throughout the home. The open loft serves as a flexible bonus space—perfect as a creative studio, or an intimate reading room area—while oversized windows and a balcony space bring in natural light and tranquil views, maintaining the home’s airy, coastal feel. Outdoor living is nothing short of spectacular. The screened lanai overlooks tranquil water views and features a heated pool with sun shelf, integrated spa, fire pit, and summer kitchen, all wrapped in travertine decking. A dedicated pool bath adds convenience, making this an entertainer’s dream and a daily retreat. The attention to detail even extends to the garage. This is not a standard garage—it is a purpose-built automotive and hobby space designed for performance, organization, and visual impact. Finished with high-gloss epoxy flooring, custom storage systems, and exceptional lighting, the garage functions as both a showcase and a workspace. Whether housing collector vehicles, golf carts, water toys, or serving as a workshop, this garage delivers showroom-quality presentation with everyday usability—an increasingly rare and valuable feature. Just a short walk away, residents enjoy private beach access to Ocean Hammock’s coquina shoreline.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,562
  • Acreage: 0.23
  • Est. Taxes: $14,359
  • HOA Fee: $111 Quarterly
  • Pool: Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC315262
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /eprop/FC315262/10hammockbeachcircles_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2026 4:44:02 AM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 HAMMOCK BEACH CIRCLE S, Palm Coast, FL, 32137

$2,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,679,200 $1,679,200 $1,679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.259% 6.203%
Monthly Tax Payment $1,197 $1,197 $1,197
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,933 $10,203 $14,170
Total Monthly Payment $11,255 $11,525 $15,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.