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Your SERENE PARADISE RETREAT awaits in the peaceful area of East Englewood! This meticulously RENOVATED (with over $80k in comprehensive upgrades), TURN-KEY FURNISHED residence includes 2 bedrooms, 2 bathrooms, one-car garage, an additional BONUS/OFFICE Flex space plus a SPACIOUS FLORIDA ROOM and situated on a FRESHWATER CANAL ~ perfect for the fishing enthusiast! INTERIOR HIGHLIGHTS include a STUNNING CHEF's kitchen complete with Quartz countertops, subway tile backsplash, newer SS appliances and a coffee bar/buffet area, stylish pendant lighting and a high-top breakfast counter with elegant wood trim with seating for four. Throughout the main living areas you'll find PORCELAIN PLANK tile flooring, chair-height wainscoting, smooth ceilings and updated lighting/fans as well! The primary bedroom features an en-suite bathroom with a modern tiled shower and updated vanity and the spacious closet includes a BUILT-IN SAFE! Between both bedrooms, a versatile BONUS room awaits your vision - home office, gym, den or craft room! The guest bathroom has also been refreshed! The oversized ENCLOSED FLORIDA ROOM, adorned with extra large windows, overlooks a VAST, FULLY FENCED yard complete with a designated DOG RUN! The space is bright and airy featuring waterproof/pet-proof LUXURY VINYL flooring and outfitted with a MINI-SPLIT AC system to stay cool during the heat of summer! A backyard PRIVATE OASIS awaits with beautiful landscaping featuring a PAVER WALKWAY lined with Hibiscus plants that leads to your small DOCK where you can FISH for largemouth bass, sunfish or bluegill! Or enjoy an evening around the cozy FIREPIT with friends and family! Additionally, the backyard is equipped with a PROPERTY-WIDE INSECT MISTING SYSTEM that is PET SAFE ensuring bug-free outdoor enjoyment while the canal-fed irrigation system keeps your landscaping lush year round and aids in conserving water! The backyard borders Myakka State Forest offering privacy and world class wildlife and bird watching opportunities! Other noteworthy features include an IMPACT SLIDER and/or hurricane protection (either accordion or roll-down) throughout, a newer impact-resistant garage door, newer water heater and NEW ROOF and AC from 2023! The exterior features rain gutters, a shed for storage and is NOT located in a deed restricted HOA! According to FEMA maps, this home is situated in an X500 Flood Zone potentially exempting you from flood insurance requirements. Also, HIGH EXPANSION FOAM has been injected inside lower walls to aid in water intrusion prevention while cement stucco on the exterior add strength and peace of mind. Whole house sediment FILTER SYSTEM as well as an EXTENDED PAVER driveway! This PRIME LOCATION is known for it's PRISTINE GULF BEACHES within a 10 minute drive. Dearborn Street with boutiques, eateries, live entertainment and Farmer's Markets are close by as well! Sarasota/Ft Myers are a 45 min drive in either direction if you need a dose of big city life! Local/regional airports within easy reach and so many things to enjoy here. . . . cotton candy sunsets, cultural events, seafood festivals, golfing, fishing, shopping and more! Come live the Florida Sunshine Lifestyle today!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $272 | $272 | $272 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,749 | $2,328 |
| Total Monthly Payment | $1,959 | $2,096 | $2,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.