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Well maintained. . . beautifully cared for. . . no CDD. . . low HOA. . . third-acre lot. . . move-in ready. That alone tells the story of why this home is so desirable. But there's more! This executive style home in the beautiful north Lakeland neighborhood of Derbyshire has newer roof - 2019, A/C system with UV filter - 2021 (with bulbs replaced and ductwork sealed in 2025), newer stainless kitchen appliances - 2019, new drainfield - 2024, 2 new risers & filters - 2025. The gorgeous shaded and landscaped lot features a long driveway for plenty of guest parking and a fully fenced spacious backyard. Oversized garage features newer pull down attic access stairs, and is a side load garage for added curb appeal. Curved walkway adorned with planters and a rich bed of ivy leads you to the covered entry porch. Once inside, you'll find the formal dining space immediately to your left, with upper plant/decor shelves and a beautiful arched window overlooking the front lawn. Straight ahead is your very spacious living room, perfect for entertaining with direct access to the wet bar, and french doors with transom windows leading onto the lanai. Adjacent to the living room is the open kitchen with large breakfast room and an additional set of french doors leading to the lanai. Did I mention those french doors feature built-in blinds for easy maintenance and lasting beauty? Spacious and bright kitchen also features a breakfast bar and loads of cabinet space. Split bedrooms optimize privacy, with two large 11x13 secondary bedrooms at the right side of the home, and the primary suite at the left side. Secondary bedrooms share a full bath with large vanity space, skylight, and tub/shower combo. The masterpiece of your oasis will be the extremely generous primary suite with large ensuite bath. The bedroom itself features tray ceiling, expansive footprint, and sliders leading out to your private little deck area. The ensuite bath features garden tub with separate shower, private water closet, dual sinks, extended vanity space and plenty of floor space to ensure you're never bumping elbows while getting ready in this bathroom! Whether for entertaining, four-legged friends, playtime, or just a private space to relax, this backyard hits the mark. The fun begins at your 19' long screened lanai with attached third full bath, and flows seamlessly into the 100' wide backyard! This premium location offers something for everyone! Golfers - you are less than 3 miles from the Sandpiper Golf Club. If you're a fan of the mouse - you can be in his kingdom within 35 minutes. Beach bunnies - just an hour drive will get you to the sandy gulf coast beaches, and a with a little extra adventure time you'll be riding the waves on the east coast from Daytona down to Vero. Whether you're commuting to Tampa or Orlando (or anywhere in between), you're just minutes to I-4. And don't miss out on all the amazing activities right in the Lakeland community including Bonnett Springs Park, the Downtown Farmers Market, and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,589 | $1,701 | $2,269 |
| Total Monthly Payment | $2,007 | $2,119 | $2,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.