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One or more photo(s) has been virtually staged. Seller is offering a $5, 000. 00 credit towards Closing Cost. Welcome to 4245 Lori Loop in desirable Winter Springs! Situated on an oversized 0. 27-acre lot, this spacious 4-bedroom, 2-bath pool home offers a fantastic layout with separate formal living and dining rooms, plus a comfortable family room featuring a cozy fireplace. The newly renovated kitchen showcases custom-built cabinetry with pull-out drawers designed for pots and pans and soft-close features, granite countertops, stainless steel appliances, and a breakfast nook overlooking the screened pool perfect for everyday living and entertaining.
Enjoy Florida living at its best with a fully fenced yard, oversized covered porch, and sliding doors that open completely to the pool area for seamless indoor-outdoor flow. Additional highlights include shutters throughout, a large laundry room with utility sink, cabinetry, washer, dryer, and extra refrigerator, and a recently remodeled second/pool bath with dual sinks. The primary bedroom features brand-new carpet, and the home is equipped with a central vacuum system. Major updates include full replumbing in 2025, a roof approximately 3 years old, and an AC system about 2 years old. Very low HOA!
Winter Springs is known for its top-rated schools, beautiful parks and trails, strong sense of community, and convenient access to major highways, making it an ideal place to live, work, and play. This is a must-see home!
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Our Executive Mortgage Banker:
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$629,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,920 | $503,920 | $503,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $277 | $277 | $277 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,021 | $3,144 | $4,151 |
| Total Monthly Payment | $3,390 | $3,513 | $4,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.