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Set on a corner lot beneath a canopy of mature live oaks, 220 Shady Lane sits in the established Capri Isles neighborhood in West Ashley, just ten minutes from downtown Charleston and a short bike ride to the greenway. This traditional brick and cement plank home offers a lovely, southern style front porch, approximately 2, 538 square feet with four bedrooms and two and a half baths. The kitchen was redesigned in 2021 with quartz countertops, custom cabinetry, a center island, and Bosch appliances including a gas range. An adjoining butler's pantry with beverage refrigerator adds both convenience and style, creating an easy transition into the main living areas. Hardwood flooring, smooth ceilings, 9 foot plus ceiling heights, and substantial trim set a classic foundation throughout. Just off the foyer, formal living and dining rooms offer flexible space, while the family room centers around a wood burning fireplace with gas connection, offering an inviting space to relax. The primary suite is located on the main level and has its own dedicated washer and dryer. Upstairs, two additional bedrooms, a large FROG, a full bathroom, and a second laundry area provide flexible space for family, guests, or home office needs. Outdoor living sets this home apart. A large covered front porch with charming window boxes and added gas lanterns create southern charm and immediate curb appeal, while the vaulted screened in porch added in 2023 provides additional living space for lounging or entertaining. A new Rain Bird irrigation system, storage area, newly installed Bahama shutters, an invisible fence, and corner lot complete the property. Capri Isles is a no HOA neighborhood with a private community boat ramp and marsh access, a rare offering just ten minutes from downtown Charleston, ten minutes to Charleston International airport and 20 minutes from Folly Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.007% | 5.932% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,975 | $4,141 | $5,813 |
| Total Monthly Payment | $4,067 | $4,233 | $5,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.