304 2nd Ter, Key Largo, FL, 33037 | $799,000

* CBS 4/2 CONCRETE HOME WITH A BRAND NEW METAL ROOF! * HOMEOWNERS PARK WITH BOAT RAMP * Your Keys paradise is found in this updated 4-bedroom, 2-bath, 2, 283 sq. ft. home in north Key Largo. Quiet and low-traffic location with peek-a-boo views of the water! Inside, you'll find a beautifully updated chef's kitchen featuring white cabinets, stainless appliances, Silestone countertops and barstool counter seating. The spacious living room flows seamlessly into a 310 SF enclosed and air-conditioned all-season room — providing abundant space for entertaining or relaxing. Large windows bring in lovely natural light throughout. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers a luxurious ensuite bathroom with a large walk-in shower. Join the optional private homeowner's park with a boat ramp, tiki hut and trailer parking for ONLY $150 PER YEAR! Quick access to the ocean or the bay. Situated on a generous 6, 000 sq. ft. lot, there is plenty of parking and a fully fenced backyard. A 240V Tesla Fast Charger is already installed for EV owners. Built with durable CBS concrete construction and a new metal roof, this home offers peace of mind and lasting quality. Whether you're seeking a primary residence or a Florida Keys getaway, this home delivers the ideal blend of comfort, coastal charm and convenient boating access to the water. Close to great dining and shopping and just an hour from Miami.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Style: One Story
  • Year Built: 1975
  • Garage: Driveway,Electric Vehicle Charging Station(s),RV Access/Parking
  • Heating: Central
  • Cooling: Central Air,Wall/Window Unit(s)
  • Approx Sq. Feet: 2,283
  • Est. Taxes: $3,083
  • HOA Fee: $150 Annually
  • Lot Desc: < 1/4 Acre
  • View: Ocean
  • Pets Allowed: Yes
  • Pet Policy: Conditional,Yes
  • Appliances: Dryer,Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Washer
  • MLS#: A11943776
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/A11943776/3042ndter_keylargo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MIAMI Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of LOKATION REAL ESTATE   Phone: 954-545-5583

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

304 2nd Ter, Key Largo, FL, 33037

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $257 $257 $257
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,781 $3,936 $5,180
Total Monthly Payment $4,130 $4,285 $5,529

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.