1260 Ridge Road, Ridgeville, SC, 29472 | $349,900

This charming one level, brick home on a huge lot with no HOA is ready for its new owners. The front yard is welcoming and the property is surrounded by mature trees. Country living with modern conveniences and that peace and serenity you are looking for. The front porch is perfect for a couple rocking chairs to sit and enjoy the lovely yard. The back yard is huge and is fully enclosed with a wooden privacy fence ready for children, pets or whatever privacy you need. Garage is spacious and has a work bench. ***While the home needs some cosmetic updating such a carpet in the bedrooms and paint, etc and is being sold AS IS please note that it conveys a washer and dryer and refrigerator as well as a few other items. Call to schedule your showing soon. ***Listing is to the best of the agents knowledge, buyer to very anything deemed important.

Features

  • Amenities: RV Parking, RV/Boat Storage
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Ranch
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 1975
  • Garage: 1-car Attached
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,665
  • Acreage: 0.64
  • Lot Desc: .5 - 1 Acre, 0 - .5 Acre, Corner Lot, Level, Wooded
  • Elem. School: Clay Hill
  • Middle School: Harleyville/Ridgeville
  • High School: Woodland
  • Pool: Above Ground
  • MLS#: 26001267
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/26001267/1260ridgeroad_ridgeville_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Better Homes And Gardens Real Estate Palmetto

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

1260 Ridge Road, Ridgeville, SC, 29472

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,589 $1,676 $2,250
Total Monthly Payment $1,664 $1,751 $2,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.