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118 DARBY Drive, Palatka, FL, 32177 | $624,000
SELLER IS READY TO MAKE A DEAL -- DON'T MISS THIS OPPORTUNITY! Welcome to your private slice of Old Florida living, where large acreage, agricultural flexibility, and peaceful country lifestyle come together on over 24 fully fenced acres.
This turn-key 3-bedroom, 2-bath block home offers the perfect blend of comfort, functionality, and rural freedom. Inside, you'll find spacious bedrooms, abundant natural light, LVP flooring throughout, and a recently remodeled kitchen designed for both everyday living and entertaining.
Outside is where this property truly shines. The fully fenced acreage features a beautiful mix of wooded and pasture areas, providing incredible versatility for agricultural use, cows, horses, recreation, gardening, or simply enjoying wide-open space and privacy. Property improvements include 4 stalls, chicken coop, auxiliary coop, storage shed, potting shed, mature fruit trees, vegetable gardens, and a paved covered back porch perfect for relaxing and taking in the peaceful surroundings.
Additional highlights include a durable metal roof, two street access points, and potential parcel split opportunity with the ability to subdivide into two parcels (buyer to verify with county zoning/planning).
The property currently benefits from Agricultural (Greenbelt) and Homestead Exemptions, which may provide significant property tax savings while maintaining favorable agricultural tax treatment through qualifying use.
One of the property's strongest features is the rare combination of: large acreage, privacy, no dense neighboring development, room for outdoor recreation, and flexibility for country living
Conveniently located with easy access to Gainesville, St. Augustine, and Ocala, this property offers the perfect balance of rural lifestyle and accessibility.
Whether you're looking for a homestead, mini farm, recreational retreat, or long-term land investment, this property offers exceptional opportunity and flexibility. MOTIVATED SELLER - BRING AN OFFER!
Features
- Rooms: 1
- Bedrooms: 3
- Baths: 2 full
- Style: Contemporary, Multi Generational, Ranch
- Year Built: 2001
- Heating: Hot Water
- Cooling: None
- Approx Sq. Feet: 1,456
- Acreage: 24.59
- Est. Taxes: $1,330
- Lot Desc: Agricultural, Cleared, Farm, Irregular Lot, Wooded
- View: Trees/Woods
- Elem. School: Interlachen
- Middle School: Q. I. Roberts
- High School: Palatka
- Appliances: Convection Oven, Disposal, Dryer, Microwave, Refrigerator, Washer
- MLS#: 2125164
- Days on Market: 184 days
- Website: https://www.raveis.com
/prop/2125164/118darbydrive_palatka_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
118 DARBY Drive, Palatka, FL, 32177
$624,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $499,200 | $499,200 | $499,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,990 | $3,152 | $4,145 |
| Total Monthly Payment | $3,193 | $3,355 | $4,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388