1630 SE 178TH LANE, Summerfield, FL, 34491 | $169,900

One or more photo(s) has been virtually staged. How cool is it to live in a newly renovated home on the site of a former one room school? This property was a school in the 90s for twenty years until purchased as a private residence. The rehabilitation was never completed so it was recently purchased (April 2025) to renovate. You're getting a brand new 2 bedroom, one bath manufactured home which has been lovingly upgraded and provides a serene, private location. All of the manufactured home code requirements have been met for 2026- metal roof sealed and coated, septic serviced and certified, new well for fresh water, flood elevation run off ditch in the back of the large property, appraised 1/09/26.

SOME PHOTOS VIRTUALLY STAGED. The open floor plan boasts beautiful wood-look LAMINATE throughout as well as RECESSED LIGHTING, modern Ceiling Fans, a TANKLESS WATER HEATER, large Bedroom Closets and a kitchen with Butcher Block counters and Oak Cabinets that are unstained and ready for your design! A brand new stove and microwave are included. A large closet offers Washer/Dryer hook ups with access to the tankless HWH as well. The two bedrooms and bathroom are spacious and modern- so much can be done to make this home your own! The property is wooded and private with NO FEES. The septic and well are new and clean- you'll have no issues there! The property is in a flood zone though it has never flooded, according to county records, and passed the county Flood Elevation requirements. The Certificate of Occupancy was granted on Jan. 8, 2026 and the home is ready for quiet living on your own terms. And the location is close to The Villages, shopping, dining and entertainment. What more could you want? Well, if it's a storage building on the property, you have that too! Big enough for lawn equipment. Who would have thought you can get a completely renovated 2026 home on a large lot for under $200, 000? You Can!! Call for a private showing- this beauty won't last!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 130 x 140
  • Laundry: Laundry Closet
  • Year Built: 1980
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 869
  • Acreage: 0.42
  • Lot Size: 130 x 140
  • Est. Taxes: $540
  • Lot Desc: Oversized Lot
  • Pet Policy: Yes
  • Appliances: Microwave, Range, Tankless Water Heater
  • MLS#: G5106553
  • Days on Market: 122 days
  • Website: https://www.raveis.com
    /prop/G5106553/1630se178thlane_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 12:45:09 AM)
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES   Phone: 352-753-7500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1630 SE 178TH LANE, Summerfield, FL, 34491

$169,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,920 $135,920 $135,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $45 $45 $45
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $837 $882 $1,138
Total Monthly Payment $957 $1,002 $1,258

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.