28960 GIN LANE, Punta Gorda, FL, 33982 | $750,000

One or more photo(s) has been virtually staged. Experience elevated coastal-inspired living in this exquisite 3-bedroom, 3-bath residence nestled within the gated Estates on Peace River boasting WATERFRONT ACCESS. This neighborhood is where luxury, privacy, and waterfront access blend seamlessly. Enjoy an ASSIGNED BOAT SLIP, a private community boat launch, and tiki hut pavilion. This thoughtfully designed home with a modern neutral palette, the home welcomes you with soaring ceilings, crown molding, beautiful 8-foot single-panel doors, 5-inch baseboard trim, and a blend of LVP and 48 inch porcelain tile throughout. At the heart of the home, the designer kitchen impresses with its oversized island, quartz countertops accented by a stylish backsplash, premium stainless steel appliances, and solid wood soft-close cabinetry adorned with stylish hardware. Enjoy a private walk in butler’s pantry for added space and convenience. Whether entertaining or enjoying everyday living, this space is as inviting as it is refined. An added WHOLE-HOUSE REVERSE OSMOSIS SYSTEM enhances comfort and convenience throughout. The primary retreat is a serene sanctuary, offering generous space and a spa-like en-suite bathroom with an expansive frameless walk-in shower, dual vanities, and a spacious walk-in closet with custom-built cabinets and wood shelving. Two additional bedrooms and baths provide comfort and privacy for guests, while a spacious laundry room with cabinetry and storage adds everyday ease. Don't miss the additional DEN flex space, perfect for an office, play room, or entertainment zone. Step outside to the covered back patio and expansive backyard, set on an almost 1 acre lot, that invites outdoor living and future possibilities. Additional notable features include a NEW WELL AND PUMP SYSTEM (2024), impact windows, a tankless water heater, irrigation system, starlink satellite, and 25 gauge metal roof, further elevating the home’s value and peace of mind. The Estates on Peace River is a rare, master-planned enclave of 28. 9+ acre parcels. Ideally positioned, this home offers convenient access to boating, fishing, and kayaking along the Peace River, with easy passage to Charlotte Harbor and the Gulf of Mexico. Nearby historic downtown Punta Gorda provides vibrant waterfront dining, easy access to the PG AIRPORT, boutique shopping, golf courses, parks, and marinas, while Southwest Florida’s renowned beaches, and cultural attractions are all within reach. This is luxury living close to the water—where tranquility, elegance, and an exceptional location come together beautifully. Don’t wait to make this one yours!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,321
  • Acreage: 0.96
  • Est. Taxes: $14,449
  • HOA Fee: $233 Monthly
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer, Whole House R.O. System
  • MLS#: A4678038
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/A4678038/28960ginlane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2026 2:38:57 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-907-1033

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28960 GIN LANE, Punta Gorda, FL, 33982

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $1,204 $1,204 $1,204
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,549 $3,694 $4,899
Total Monthly Payment $4,845 $4,990 $6,195

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.