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12 Hill Road, Old Saybrook (Otter Cove), CT, 06475 | $1,075,000
Welcome to Otter Cove Estates, located in Old Saybrook Ct. Live in the established area of residential homes that offer large lots of 2 acres at the mouth of the Ct River. This home offers 3 bedrooms with Master suite on the first floor with ensuite. Open floor plan large kitchen, built in newer appliances subzero built in fridge, Electrolux double ovens, Bosch dishwasher and newer microwave. Corian counter and breakfast bar. Family room adjoins with large fireplace, sky light, beautiful beams and display cubby for treasures. Dining room with window seat and wanes coating details. Hardwood floors, carpeted bedrooms. 2 bedrooms upstairs with full bath. central air and central vac. Bonus rooms over garage for media, family or storage. Yard has beautiful stone wall outside deck 18x23 with seating and planters. Large 2 bay garage with 9 ft door for large vehicles. Extra storage room that could be turned to 3rd smaller bay. Marinas from Saybrook Point to Ferry Rd for boating, fishing recreational use. Walking trails on Turtle Creek preserve. Kayak launch at river access. Close to town and Essex. Ease to I95, Rt 9 between Boston and NY. An everchanging seasonal landscape with deer, osprey, otters and more. Old Saybrook offers Main Street with local shops and dining strolling for coffee or a bite to eat. Historic town, mini golf, 9 hole golf course the Katherine Hepburn Cultural Arts building with events and pickle ball courts. Music on the green in the summer for the public. spr
Features
- Town: Old Saybrook
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Style: Cape Cod
- Year Built: 1996
- Garage: 2-car Attached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Full With Hatchway
- Above Grade Approx. Sq. Feet: 3,496
- Acreage: 2.15
- Est. Taxes: $11,366
- HOA Fee: $505 Annually
- Lot Desc: Lightly Wooded,Level Lot
- Elem. School: Kathleen E. Goodwin
- High School: Old Saybrook
- Appliances: Wall Oven,Microwave,Refrigerator,Subzero,Dishwasher
- MLS#: 24147505
- Website: https://www.raveis.com
/eprop/24147505/12hillroad_oldsaybrook_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop. Phone: (860) 388-3411
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.0 x 18.0 | Upper | |
| Bedroom 2 | 14.0 x 19.0 | Upper | |
| Dining Room | Bay/Bow Window,Hardwood Floor | 13.0 x 13.0 | Main |
| Family Room | Skylight,Beams,Built-Ins,Ceiling Fan,Fireplace | 18.0 x 21.0 | Main |
| Living Room | 13.0 x 23.0 | Main | |
| Primary Bedroom | 14.0 x 26.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
12 Hill Road, Old Saybrook (Otter Cove), CT, 06475
$1,075,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $947 | $947 | $947 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,883 | $5,225 | $7,257 |
| Total Monthly Payment | $5,955 | $6,297 | $8,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524