3700 21ST AVENUE N, St. Petersburg, FL, 33713 | $609,000

Welcome to this spacious and well-appointed single-story, block construction pool home on the tranquil shores of Lake Harshaw 2. Offering three bedrooms, two baths and approximately 1, 872 square feet of living space, this residence combines generous proportions, thoughtful upgrades and an exceptional central location. The interior features expansive rooms throughout, including a formal dining area just off the large kitchen, ideal for everyday living and entertaining. The kitchen offers a pantry, oversized island with abundant storage and ample workspace, creating a functional hub for gatherings large and small. A light-filled Florida room seamlessly opens to the backyard, extending the living space and providing direct access to the pool and outdoor lounging areas. Set on an oversized one-third-acre lot, the outdoor space is designed for relaxation and recreation, with plenty of room for poolside enjoyment, gardening or creating your private oasis overlooking the lake. Notable upgrades include fresh paint, solar panels installed in 2016, automatic hurricane shutters added in 2018, a new roof in 2018 and a new air-conditioning system in 2022. The home is high and dry, outside of the flood zone, and has never experienced hurricane damage, offering peace of mind along with lakefront serenity. The Harshaw neighborhood is ideally located, providing easy access to shops, restaurants and everyday conveniences. Downtown St. Petersburg is just 10 minutes away, world-class Gulf beaches are within 15 minutes, and interstate access is only three minutes from your door. Nearby favorites include Mazzaro’s Italian Market, grocery stores, Starbucks and a variety of dining options. This lakefront gem presents a rare opportunity to personalize a well-maintained home in a prime location. Properties like this don’t last so schedule your private showing today.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 83 x 135
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1961
  • Garage: 2-car Driveway, On Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,872
  • Acreage: 0.25
  • Lot Size: 83 x 135
  • Est. Taxes: $8,814
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Water
  • Pool: In Ground
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8459261
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/TB8459261/370021stavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/5/2026 10:08:01 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 727-898-6800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3700 21ST AVENUE N, St. Petersburg, FL, 33713

$609,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $487,200 $487,200 $487,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment $735 $735 $735
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,766 $2,918 $3,916
Total Monthly Payment $3,592 $3,744 $4,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.