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Welcome to this spacious and well-appointed single-story, block construction pool home on the tranquil shores of Lake Harshaw 2. Offering three bedrooms, two baths and approximately 1, 872 square feet of living space, this residence combines generous proportions, thoughtful upgrades and an exceptional central location. The interior features expansive rooms throughout, including a formal dining area just off the large kitchen, ideal for everyday living and entertaining. The kitchen offers a pantry, oversized island with abundant storage and ample workspace, creating a functional hub for gatherings large and small. A light-filled Florida room seamlessly opens to the backyard, extending the living space and providing direct access to the pool and outdoor lounging areas. Set on an oversized one-third-acre lot, the outdoor space is designed for relaxation and recreation, with plenty of room for poolside enjoyment, gardening or creating your private oasis overlooking the lake. Notable upgrades include fresh paint, solar panels installed in 2016, automatic hurricane shutters added in 2018, a new roof in 2018 and a new air-conditioning system in 2022. The home is high and dry, outside of the flood zone, and has never experienced hurricane damage, offering peace of mind along with lakefront serenity. The Harshaw neighborhood is ideally located, providing easy access to shops, restaurants and everyday conveniences. Downtown St. Petersburg is just 10 minutes away, world-class Gulf beaches are within 15 minutes, and interstate access is only three minutes from your door. Nearby favorites include Mazzaro’s Italian Market, grocery stores, Starbucks and a variety of dining options. This lakefront gem presents a rare opportunity to personalize a well-maintained home in a prime location. Properties like this don’t last so schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$609,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $487,200 | $487,200 | $487,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,766 | $2,918 | $3,916 |
| Total Monthly Payment | $3,592 | $3,744 | $4,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.