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One or more photo(s) has been virtually staged. Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$243,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $195,120 | $195,120 | $195,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,077 | $1,154 | $1,556 |
| Total Monthly Payment | $1,247 | $1,324 | $1,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.