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1421 SE 28th TER, Cape Coral, FL, 33904 | $450,000
Exceptional value for a GULF ACCESS home in Cape Coral in FLOOD ZONE X and direct waterfront living at a price reflective of minor cosmetic needs. This spacious 3-bedroom, 3-bath residence provides over 1, 700 square feet of living area with a desirable split floor plan designed for privacy and flexibility.
The home features both a formal living room and family room, along with dedicated dining area, creating ample space for everyday living and entertaining. The kitchen has been partially updated and offers functional workspace with opportunity for further personalization.
Recent major improvements include A/C system, and hot water heater, providing peace of mind for the next owner. Flooring throughout consists of laminate and tile, offering durability and easy maintenance.
Outdoor living is a highlight, with a screened, tiled lanai under truss, below-ground pool, and concrete dock offering quick Gulf access—ideal for boating and waterfront enjoyment. Hurricane shutters provide added storm protection. Tallest bridge in area to open waterway!
The third bedroom and bath feature a private entrance from the garage, making it ideal for guests, in-laws, or a home office setup. Additional features include double entry doors, city water and sewer, and no assessments.
While the property requires some cosmetic updates, the price reflects the opportunity, making this one of the best values currently available for a Gulf access home in the area.
Features
- Amenities: None, Boating, Non-Gated
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 80 x 80 x 146 x 146
- Laundry: In Garage
- Year Built: 1981
- Garage: 2-car Driveway Paved, Paved, Garage Door Opener, Attached
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 2,255
- Acreage: 0.27
- Lot Size: 80 x 80 x 146 x 146
- Est. Taxes: $3,806
- Lot Desc: Regular
- View: Canal
- Water Front: Yes
- Pool: In Ground, Concrete, Screen Enclosure
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: 226002285
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/226002285/1421se28thter_capecoral_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ELITE REALTY Phone: 239-949-8338
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1421 SE 28th TER, Cape Coral, FL, 33904
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $317 | $317 | $317 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,156 | $2,894 |
| Total Monthly Payment | $2,436 | $2,548 | $3,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388