748 HELMSMAN STREET, Palm Harbor, FL, 34685 | $380,000

Follow the newly laid stone tile walkway at the front entry, step through the front door that was replaced in 2018, and into a bright, inviting living room that instantly feels like home—warm and delightfully welcoming. This 2-bedroom plus den, 2 bathroom residence has been lovingly maintained, thoughtfully improved, and designed for a lifestyle that’s equal parts relaxed, creative, and effortlessly Florida.

The kitchen has been refreshed with beautifully redone cabinetry finished with dove-tail drawers and modern conveniences, including a reverse osmosis drinking water system, granite counters, stainless steel appliances, and a solar tube that fills the heart of the home with soft natural light. A pass-through to the family room keeps everything connected—perfect for entertaining, hosting, or simply staying part of the conversation while you cook. And here’s a rare bonus for Anchorage: indoor laundry—a feature you simply don’t find often in this community.
But the real magic happens out back…

This backyard is designed for living with a 6’ vinyl privacy fence. Surrounded by lush landscaping, it’s a peaceful escape complete with a butterfly-friendly garden, space to plant and potter, a rain barrel for collecting water, and a dedicated fenced dog run right off the screened door—because yes, the good life includes the pups too.

Unwind in the large screened lanai, wrapped in greenery that makes it feel like your own hidden courtyard—and accessed through sliders from the family room, creating that easy indoor-outdoor flow buyers crave. And just beyond? A screened she-shed—the ultimate flex space for a studio, reading nook, craft lounge, or your own private “I’m-not-answering-texts-right-now” retreat.

Inside, you’ll love the flexibility and flow of the layout: a third room off the kitchen (perfect for a den, hobby room, office, extra guest room, or creative space) with sliders leading to an open-air patio, plus a comfortable family room that opens directly to the screened lanai—bringing Florida living to life.

When it’s time to recharge, the primary suite is a fantastic size, offering a private en-suite bath with a walk-in shower—clean, bright, and ready to enjoy today, with plenty of room to personalize tomorrow.

Major upgrades include a barrel tile roof (2017), impact-rated windows, two impact-rated sliding glass doors, leaf guards on gutters, and the kind of thoughtful touches that make buyers feel confident the moment they walk in. Even better: the yard’s irrigation runs on a well, keeping your garden lush without the city-water guilt.

And the cherry on top? This home is conveniently located near shopping, restaurants, Walgreens, Publix, Target, and Walmart Grocery, plus outdoor favorites like John Chesnut Sr. Park. You’ll also enjoy easy access to the beaches and multiple charming downtown areas nearby—each one filled with local events, festivals, and the kind of small-town Florida charm people move here for.

This isn’t just a house—it’s a lifestyle. And it’s one you’re going to want to see before someone else does.

Features

  • Amenities: Clubhouse, Fence Restrictions, Pool, Recreation Facilities, Vehicle Restrictions
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 99
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Ranch
  • Year Built: 1974
  • Garage: 1-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,592
  • Acreage: 0.14
  • Lot Size: 60 x 99
  • Est. Taxes: $4,945
  • HOA Fee: $125 Quarterly
  • Lot Desc: Near Golf Course, Sidewalk, Unincorporated
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Filtration System
  • MLS#: TB8463535
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8463535/748helmsmanstreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/27/2026 11:43:12 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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748 HELMSMAN STREET, Palm Harbor, FL, 34685

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.541%
Monthly Tax Payment $412 $412 $412
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,750 $1,821 $2,444
Total Monthly Payment $2,237 $2,308 $2,931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.