732 SHORE DRIVE E, Oldsmar, FL, 34677 | $3,850,000

Where luxury, elegance and timeless class meet, this exceptional waterfront estate sits on 1. 72 acres with 150 feet of frontage on Old Tampa Bay. This exceptional residence offers a rare combination of expansive bay views, thoughtful interior design, and true indoor-outdoor livability. Positioned on a quiet, established shoreline street, the home delivers both privacy and commanding water presence rarely found in the Oldsmar market. Inside, the residence features spacious, well-proportioned living areas designed to maximize natural light and uninterrupted water views. Large windows and glass doors frame the bay from multiple rooms, creating a constant visual connection to the water while filling the interior with soft coastal light throughout the day. This custom built home has over 5, 000 square feet of the finest finishes one could imagine. Enter the front door to direct waterfront views and an open spacious floor plan.
The main living areas flow seamlessly, making the home equally suited for everyday living and large-scale entertaining. The living room provides a generous footprint with clear sightlines to the bay, while adjacent spaces allow for flexible use as formal or casual gathering areas. Finishes reflect a clean, timeless aesthetic that complements the waterfront setting without overpowering it.
The kitchen serves as a functional and visual anchor, offering ample custom cabinetry, substantial counter space, and an efficient layout that opens naturally to surrounding living and dining areas. Whether preparing daily meals or hosting guests, the kitchen remains connected to the home’s social spaces and waterfront views.
Bedrooms are well sized and thoughtfully arranged, offering comfort, privacy, and flexibility for family, guests, or home office use. The primary suite is positioned to take full advantage of the bayfront setting, featuring tranquil water views, sunsets, generous closet space, and a private en-suite bath designed for everyday comfort. Additional bedrooms provide versatility while maintaining separation from primary living areas.
Bathrooms throughout the home are well appointed, offering a balance of functionality and style, with layouts that support both daily use and guest accommodations.
The home’s elevated block construction enhances both views and peace of mind, while allowing for usable lower-level space ideal for storage, covered outdoor living, or future customization. Outdoor areas are a natural extension of the interior, with multiple spaces to relax, entertain, or simply enjoy the unobstructed bay scenery. Automatic screens and shades allow for ease when setting the natural light mood.
The exceptional width of the lot and bay frontage creates a dramatic sense of openness, with ample room for waterfront lounging and future dock considerations. Mature surroundings and spacing between neighboring properties further reinforce the home’s private, estate-like feel.
Located minutes from parks, golf courses, dining, and everyday conveniences—with easy access to Tampa, Clearwater, and the greater Tampa Bay region—this property is an opportunity to secure substantial open-water frontage in a highly accessible location.
Homes offering this combination of frontage width, elevation, interior livability, and direct Old Tampa Bay exposure are increasingly limited. Additionally this home is efficient and secure with block construction, impact windows, natural gas, bug system, electric shades, central vacuum etc

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Lot Size: 160 x 246
  • Laundry: Inside, Laundry Room
  • Year Built: 2019
  • Garage: 3-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 5,675
  • Acreage: 1.72
  • Lot Size: 160 x 246
  • Est. Taxes: $19,893
  • View: Water
  • Pool: Heated, In Ground
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: W7882048
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/W7882048/732shoredrivee_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/13/2026 11:02:06 AM)
Listing courtesy of TARAPANI BANTHER & ASSOC LLC   Phone: 727-201-0085

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NMLS Mortgage Loan Originator ID 16953

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732 SHORE DRIVE E, Oldsmar, FL, 34677

$3,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,080,000 $3,080,000 $3,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.133% 5.846%
Monthly Tax Payment $1,658 $1,658 $1,658
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,488 $18,466 $25,371
Total Monthly Payment $19,271 $20,249 $27,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.