6307 COTTONWOOD LANE, Apollo Beach, FL, 33572 | $799,999

Tropical Waterfront Oasis at 6307 Cottonwood Lane, Apollo Beach, Florida!

Step into your very own tropical paradise in the vibrant boating community of Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom home offers a serene escape with breathtaking water views and the exciting opportunity to build your own custom dock for
easy access to the beautiful waters of Tampa Bay.

Surrounded by swaying palm trees, this property features a massive, fully screened-in private pool area, perfect for soaking up the sun or hosting unforgettable gatherings. With four sliding glass doors that seamlessly connect the indoor and outdoor spaces,
you can enjoy the gentle ocean breeze and tropical ambiance at every turn.

Enjoy peace of mind with a newly installed roof (December 2025), along with modern updates including freshly restained cabinets and all new appliances. The clever sliding kitchen window opens to an exterior counter, making it effortless to savor meals and drinks
by the pool without missing a beat.

This tropical oasis also includes a spacious 2-car garage, a sprinkler system, and extra storage space. With no HOA or CDD fees, you have the freedom to fully embrace the coastal lifestyle.

Immerse yourself in this large boating community where outdoor water sports are everywhere and create lifelong memories in your slice of paradise. Don't miss out on this incredible opportunity to live the ultimate Florida dream!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1974
  • Garage: 2-car Driveway
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,636
  • Acreage: 0.22
  • Est. Taxes: $3,528
  • Lot Desc: Cul-De-Sac, In County
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8462311
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/TB8462311/6307cottonwoodlane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/12/2026 5:07:23 PM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6307 COTTONWOOD LANE, Apollo Beach, FL, 33572

$799,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,999 $639,999 $639,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.443% 5.668%
Monthly Tax Payment $294 $294 $294
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,735 $3,941 $5,187
Total Monthly Payment $4,121 $4,327 $5,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.