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Tropical Waterfront Oasis at 6307 Cottonwood Lane, Apollo Beach, Florida!
Step into your very own tropical paradise in the vibrant boating community of Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom home offers a serene escape with breathtaking water views and the exciting opportunity to build your own custom dock for
easy access to the beautiful waters of Tampa Bay.
Surrounded by swaying palm trees, this property features a massive, fully screened-in private pool area, perfect for soaking up the sun or hosting unforgettable gatherings. With four sliding glass doors that seamlessly connect the indoor and outdoor spaces,
you can enjoy the gentle ocean breeze and tropical ambiance at every turn.
Enjoy peace of mind with a newly installed roof (December 2025), along with modern updates including freshly restained cabinets and all new appliances. The clever sliding kitchen window opens to an exterior counter, making it effortless to savor meals and drinks
by the pool without missing a beat.
This tropical oasis also includes a spacious 2-car garage, a sprinkler system, and extra storage space. With no HOA or CDD fees, you have the freedom to fully embrace the coastal lifestyle.
Immerse yourself in this large boating community where outdoor water sports are everywhere and create lifelong memories in your slice of paradise. Don't miss out on this incredible opportunity to live the ultimate Florida dream!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,735 | $3,941 | $5,187 |
| Total Monthly Payment | $4,121 | $4,327 | $5,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.