Welcome to this well-loved and beautifully maintained two-bedroom cabin that blends old-world charm with modern updates. Step into the inviting living room featuring classic exposed beamed vaulted ceiling and wood work, adding warmth and character to your everyday living space. The updated kitchen and bathrooms offer modern conveniences while preserving the home's timeless appeal. Enjoy the seasons from your screened-in porch ideal for morning coffee, reading or evening breezes, a perfect place for relaxing or entertaining guests. A brand-new metal roof ensures durability and low maintenance for years to come. The sunny yard invites the possibility of a vegetable garden, play area, outdoor gatherings, or simply soaking up the sunshine. Best of all, this home offers access to a nearby lake through an optional membership—perfect for swimming, boating, or picnicking by the water. Whether you're looking for a full-time residence or a weekend getaway, this charming home offers comfort, convenience, and a connection to nature. Smallwood Civic Association amenities are only available to owners who have a home in the community and include a gorgeous lake with a beach, boat launch, tennis/ pickle ball courts, basketball court, a new playground and clubhouse. The Club at Smallwood has heated pool, daily/nightly activities, and clubhouse. Both are optional memberships. Waterfall, hiking trails, and the Forest Reserve are all in the community and available for outdoor activities. State of the art dog park is also within the community. Moments to Bethel Woods for world class entertainment, Resorts World Casino, Kartrite Waterpark, Delaware River, festivals, waterfront dining and farmer's markets. So much to offer!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $245 | $245 | $245 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,158 | $1,239 | $1,653 |
| Total Monthly Payment | $1,478 | $1,559 | $1,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.