1998 KEY BAY TRAIL, #524, Kissimmee, FL, 34747 | $395,000

Welcome home to this beautifully appointed 2 bedroom, 2 bath home located in the desirable Four Seasons at Orlando, a premier 55+ community just 15 minutes from Disney! This home sits on a premium corner lot overlooking serene wetlands, offering added privacy and peaceful views. The gourmet kitchen is a standout, featuring granite countertops, 42" cabinets, GE Profile appliances, gas range, in-wall electric oven/microwave, and counter-depth refrigerator (all appliances convey, including washer and dryer). Luxury vinyl flooring flows throughout the home, complemented by thoughtful upgrades such as a tankless gas water heater, water purification system, whole-house gutters, MyQ garage door opener, and an electric vehicle outlet in the garage. Enjoy indoor-outdoor living with an extended covered lanai accessed through triple French doors, perfect for relaxing or entertaining. The lanai also includes a gas line hookup, ideal for gas grill- no propane tank needed. The spacious primary suite offers an upgraded master shower with seating and frameless (trackless) shower doors. A dedicated office with french doors provides the ideal work or hobby space. Four Seasons at Orlando offers resort-style living with a clubhouse, on-site recreation director, adult and family pools, pickleball courts, games, and a full calendar of social events! HOA fees include lawn and shrub care, irrigation, mulching, termite bond, exterior painting, and roof replacement every 10+ years, allowing for truly low-maintenance living. This exceptional home combines luxury, convenience, and an active lifestyle schedule your private showing today!

Features

  • Amenities: Pickleball Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2022
  • Garage: 2-car Covered, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,583
  • Acreage: 0.1
  • Est. Taxes: $7,954
  • HOA Fee: $480 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: G5106590
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/G5106590/1998keybaytrail_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 9:32:12 AM)
Listing courtesy of DENIZ REALTY PARTNERS LLC   Phone: 407-704-0780

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1998 KEY BAY TRAIL, #524, Kissimmee, FL, 34747

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $663 $663 $663
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,893 $1,971 $2,603
Total Monthly Payment $2,631 $2,709 $3,341

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.