Updated Saint Augustine 2 bedroom/2 bath condo with a cute, coastal vibe is ready for a new owner for personal use or as a short-term rental! Or how about both? They don't make them like this anymore! The Seaside Villas condo complex is surrounded by plenty of green space with lush grass, tropical palm trees and parking for guests. The best part? It's a 5-minute walk to the St. Augustine Beach Pier and many favorite local restaurants. Slide on your flip flops and grab your fishing pole or volleyball! There are public courts by the pier and you can take in the weekly farmer's market or free music events there. The charming historic district, St. Augustine Amphitheater, Alligator Farm and Lighthouse are a very short drive too. The complex is well maintained, with a recently updated pool and new roof. Inside this second floor unit, you'll find vinyl-plank flooring, stylish furniture, decor, washer/dryer, linens and cleaning supplies. Everything stays and is ready for a new owner! This unit is set up for short-term rentals. Sellers will pass along all necessary information to make the transition easy. Water heater 2023. HVAC 2018/2019. This quaint condo complex is only two stories, with four units in each building, therefore there are no issues with elevator maintenance or Milestone inspections. Flood Zone X! Pets allowed. HOA fee is $467 per month and includes grounds maintenance, community pool use and care, exterior maintenance (including roof), pest control, garbage and exterior insurance. Property owners pay electric, water, interior insurance and internet. Don't let this one get away. Call for a showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,120 | $239,120 | $239,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,432 | $1,922 |
| Total Monthly Payment | $1,778 | $1,871 | $2,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.