|
Presented by
Gregory Sofranko Group |
864 FRANKLIN CIRCLE, Palm Harbor, FL, 34683 | $405,000
Welcome to your Palm Harbor retreat—where refined comfort meets effortless Florida living. Perfectly positioned in one of Tampa Bay’s most desirable locations, this beautifully updated home offers the rare combination of turnkey convenience, upscale finishes, and no flood insurance requirement.
Inside, you’ll find a thoughtfully designed 2-bedroom, 2-bath layout complemented by a one-car garage with sleek epoxy flooring. Major upgrades provide true peace of mind, including a brand-new roof and oversized gutters (2023), all windows, doors and garage door are hurricane impact rated, a new wood privacy fence (2024), a recently serviced HVAC system, and a modern kitchen outfitted with all-new appliances. The home can even be purchased fully furnished with linens, towels, and appliances, allowing you to move in or start enjoying it immediately.
Step outside and embrace maintenance-free living in a welcoming, pet-friendly community with no restrictions, complete with a new dog park and resort-style pool. Your HOA covers water, sewer, trash, lawn care, cable, and internet—making everyday living both simple and elegant.
Just minutes from Downtown Dunedin, Caladesi Island, and the world-renowned Gulf beaches, this home offers the lifestyle today’s discerning buyers seek: coastal access, modern comfort, and total convenience. A rare Palm Harbor gem—schedule your private showing today.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 50 x 74
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Style: Cottage
- Year Built: 1988
- Garage: 1-car Driveway, Ground Level, Guest
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,200
- Acreage: 0.09
- Lot Size: 50 x 74
- Est. Taxes: $5,270
- HOA Fee: $350 Monthly
- Lot Desc: Cul-De-Sac, Sidewalk
- View: Garden
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8425253
- Days on Market: 139 days
- Website: https://www.raveis.com
/prop/TB8425253/864franklincircle_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Gregory Sofranko GroupSales Associates
239.877.1966
GregorySofrankoGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
864 FRANKLIN CIRCLE, Palm Harbor, FL, 34683
$405,000
Gregory Sofranko Group
Sales Associates
William Raveis Real Estate
Phone: 239.877.1966
GregorySofrankoGroup@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $439 | $439 | $439 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,789 | $1,917 | $2,583 |
| Total Monthly Payment | $2,303 | $2,431 | $3,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388