221 N Mountain Street, Union, SC, 29379 | $320,000

This thoughtfully maintained craftsman-style traditional home blends preserved character with the kind of updates that make everyday living feel effortless. From the moment you step inside, 12-foot ceilings, original hardwood floors, and a classic layout with a formal living room and formal dining room set a warm, timeless tone. The kitchen is both functional and inviting with granite countertops, while a walk-in laundry room adds practical convenience. Upstairs, the primary suite feels like a true retreat, complete with a walk-in closet and a beautifully finished two-head walk-in shower that adds modern comfort without losing the home’s historic charm. Significant improvements—including new Hardie board siding, a tankless hot water heater, and a roof approximately four years old—reflect the care and investment poured into this home. Enjoy quiet mornings or evening conversations on the rocking-chair and swing-style front porch, with additional outdoor living offered by a side entrance, rear deck, and detached garage. Located just seconds from USC Union and close to Historic Main Street, this home offers the kind of charm you can’t recreate, the updates buyers appreciate, and a location that makes everyday life easy. Don’t wait, this perfect balance of character, comfort, and location won’t last long.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: 1st Floor, Walk-in, Gas Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional, Craftsman
  • Garage: 1-car Detached
  • Heating: Natural Gas, Heat Pump
  • Cooling: Central Air, Electric
  • Basement: Unfinished
  • Acreage: 0.41
  • Est. Taxes: $550
  • Lot Desc: 1/2 - Acre, Corner Lot, Cul-De-Sac, Sidewalk
  • Elem. School: Foster Park
  • Middle School: Sims
  • High School: Union County
  • Appliances: Refrigerator, Range, Gas Water Heater
  • MLS#: 1579101
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/1579101/221nmountainstreet_union_sc?source=qrflyer
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Listing courtesy of 864 Realty LLC   Phone: 864-984-3511

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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221 N Mountain Street, Union, SC, 29379

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $46 $46 $46
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,514 $1,576 $2,075
Total Monthly Payment $1,635 $1,697 $2,196

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.