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PRICE IMPROVEMENT! This well-appointed 3-bedroom, 2. 5-bathroom home is perfectly situated on a mature, tree-lined street directly facing Sundrop Park with a playground and expansive green space. A newly installed 6’ privacy fence (2023) enhances outdoor enjoyment, and the home is conveniently close distance of Harmony Community School.
A welcoming rocking chair front porch sets the tone as you enter the bright, open floor plan featuring tile flooring and NEW neutral paint (2025) throughout the first floor. The main level includes a formal dining room, half bathroom, and an open kitchen equipped with GE appliances, 42” wood cabinetry, granite countertops, and a dinette area. The inside laundry room includes under-stair storage and a recently upgraded hot water heater (2023).
Upstairs, all bedrooms are thoughtfully laid out, including a spacious owner’s suite with an ensuite bathroom featuring a dual-sink vanity, separate shower, and garden tub. The two secondary bedrooms share a convenient Jack-and-Jill style bathroom, and the generous loft area upstairs is ideal for a playroom, homework zone, or cozy retreat.
Additional highlights include a two-car garage with alley access, overhead storage, and a garage door opener installed in 2023.
Located in the vibrant Harmony main community in Saint Cloud, this serene home offers a peaceful, community-oriented lifestyle with exceptional amenities. Residents enjoy a vibrant town square hosting continuous community events and gatherings, two resort-style pools, a splash pad, abundant parks, picnic areas, Buck Lake with community boats and fishing pier, miles of walking trails, parks, sports courts, and the Harmony Preserve Golf Course. Top-rated schools serve the area, including Harmony Community K-5, Harmony Middle School, and Harmony High School.
This home seamlessly blends modern comforts with the natural beauty and endless active adventures Harmony is known for. Schedule your private showing today and experience all this exceptional community has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $514 | $514 | $514 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,796 | $2,351 |
| Total Monthly Payment | $2,313 | $2,385 | $2,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.