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Some homes check boxes. This one changes your whole routine: morning coffee with a pond view, afternoons at the pool, evenings with neighbors who actually know your name. You came to Florida for the lifestyle. This is where it actually lives.
Tucked in the 55+ community of Oaks Royal III in Zephyrhills, this 2 bedroom, 2 bathroom home sits on land you own and backs up to a serene pond, giving you a private water view right from your own backyard.
Inside, the home lives larger than you might expect. A great room addition creates a bright, open space that works equally well for entertaining or simply unwinding. The Florida room adds even more flexibility: hobby space, reading nook, extra room for guests, you name it. The kitchen has been thoughtfully updated with custom hickory cabinetry and granite countertops, and both bathrooms feature step-in tiled showers designed for ease and comfort. Neutral tile flooring runs throughout, keeping things clean and low maintenance. The primary bedroom includes a walk-in closet and private ensuite, and two storage sheds keep beach gear, golf clubs, and tools out of your living space where they belong.
The community delivers the lifestyle. Oaks Royal III offers a clubhouse, pool, hot tub, shuffleboard, coffee meetups, game nights, holiday gatherings, and a full calendar of activities, all just minutes from shopping, dining, medical facilities, and a short drive to the Gulf beaches. Pet friendly, with cats and small dogs welcome. HOA is just $800 annually.
Whether you are looking for a seasonal escape or full-time Florida living, this is the kind of home that makes both feel effortless. Schedule your private showing today.
KITCHEN UPDATED 2017 | BATHROOMS UPDATED 2015 | GREAT ROOM ADDITION 2017 | HVAC UPDATES 2018 AND 2022 | WINDOWS 2006 AND 2021 | RANGE 2023
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Our Executive Mortgage Banker:
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$184,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $147,920 | $147,920 | $147,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $160 | $160 | $160 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $935 | $1,228 |
| Total Monthly Payment | $1,146 | $1,170 | $1,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.