304 N 7TH STREET, Flagler Beach, FL, 32136 | $944,000

Under contract-accepting backup offers. 2023 Custom Built Coastal Home - 4 bed/3 bath/ Elevator/ Saltwater Heated Pool/ Steps to the Beach. Luxury finishes throughout this stunning 2023-built residence showcase exceptional craftsmanship and thoughtful design at every turn. Featuring a first-floor guest suite for convenience and privacy, the main living quarters are located upstairs and easily accessible by elevator. Soaring 11-foot ceilings and an open layout create an airy, elegant ambiance. Built with 2x8 trusses, impact-rated windows and doors, and spray foam insulation, this home was engineered for strength, efficiency and quiet comfort. The chef's kitchen impresses with high-end Cafe appliances, a gas range, walk-in pantry, and expansive prep space. A wet bar with wine chiller adds a touch of sophistication for entertaining. The primary suite features a stunning dual shower with rainfall head, body jets and handheld, offering a true spa experience. Enjoy a heated saltwater pool and expansive covered deck with southern exposure, offering the perfect setting for sun-soaked afternoons and evening gatherings. A private outdoor shower completes the coastal lifestyle, making it easy to unwind after time on the boat or at the beach. Additional features include commercial-grade propane heating for the water and dryer, EV connection for electric vehicles, and an electric fireplace that enhances the main living area's warmth and style. With over 12 feet of clearance, there is enough covered space to park both a 40-ft Class C RV and a 32-ft boat simultaneously, or accommodate up to 10 vehicles under roof plus 6 more in the driveway. Perfect for buyers who bring big toys and expect big features! Purchase of this home also includes a deeded beachfront property (littoral rights), giving you ownership to the mean high-water line and potential to build your own private beach walkover - a rare and valuable for true coastal living!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2023
  • Garage: Boat, Covered, Driveway, Electric Vehicle Charging Station(s), Golf Cart Parking, RV Carport, Under Building
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,186
  • Acreage: 0.11
  • Est. Taxes: $0
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Heated, In Ground, Lighting, Salt Water
  • Appliances: Bar Fridge, Convection Oven, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Washer, Wine Refrigerator
  • MLS#: FC315275
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC315275/304n7thstreet_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/10/2026 10:05:51 PM)
Listing courtesy of Compass   Phone: 904-413-0119

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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304 N 7TH STREET, Flagler Beach, FL, 32136

$944,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $755,200 $755,200 $755,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.007% 5.932%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,288 $4,467 $6,271
Total Monthly Payment $4,380 $4,559 $6,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.